CostBy County

Cost of Living in Mackinac County, Michigan

$760/mo
Median Monthly Rent
$174,500
Median Home Value

At a Glance

Median Monthly Rent
$760/mo
16% below state average
Median Home Value
$174,500
48% below national
Census GRAPI
23.0%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Mackinac County Compares

Median monthly rent comparison

Mackinac County$760/mo
Michigan Average$906/mo
National Median$1,413/mo

Detailed Housing Stats

$760/mo
Median Gross Rent
$174,500
Median Home Value
$757/mo
Monthly Owner Cost
23.0%
Census GRAPI

National Ranking

Affordability Rank

Mackinac County ranks #857 of 3,142 counties for affordability (top 27%)

Most AffordableLeast Affordable

Sourced county brief

Mackinac County Median Rent as Percentage of Household Income at 23.0%

In Mackinac County, the median gross rent as a percentage of household income was estimated at 23.0%, according to the official ACS B25071 GRAPI metric. This figure differs by 5.9 percentage points from the Michigan unweighted county mean of 28.9%. The median gross rent in the county was $760 per month, which is below the unweighted county mean for the state of $906. For owner-occupied units, the median selected monthly owner costs were $757, compared to the unweighted county mean of $918. The median home value in the county was reported at $174,500, a value below the Michigan unweighted county mean of $197,293. Household income for renters in the area was recorded at a median of $40,000. These data points provide a snapshot of housing costs relative to local income levels across different tenure groups. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Mackinac County

Affordability Verdict

ACS B25071 estimates median gross rent at 23.0% of renter household income in Mackinac County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $760 per month; median selected monthly owner costs are $757. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $30,400 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Michigan unweighted mean of county median rents is $906 per month. Mackinac County's $760 median is 16.1% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Mackinac County

$

Rent Burden

14.3%

of gross income

Max Housing (28% Rule)

$1,491

per month

Owner Cost Burden

14.2%

of gross income

You can likely afford the median home in Mackinac County

Median home value is $174,500. Estimated monthly cost: $1,393 vs. your max of $1,491.

Rent Affordability Guide

Your entered rent as a share of entered income14.3%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $63,909Needed: $30,400
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $63,909Needed: $32,443
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $63,909Needed: $40,611

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Mackinac County, Michigan?
Mackinac County, Michigan has a median monthly rent of $760/mo and a median home value of $174,500. The affordability rating is Affordable, with median gross rent equal to approximately 23.0% of renter household income.
What is the median rent in Mackinac County?
The median gross rent in Mackinac County is $760/mo. This is 16% below state average for Michigan.
Is Mackinac County affordable?
Mackinac County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 23.0%. Median gross rent is under 30% of renter household income.
How does Mackinac County's rent compare to the state average?
Mackinac County's median rent of $760/mo is 16% below state average of $906/mo for Michigan.
What is the median home value in Mackinac County?
The median home value in Mackinac County, Michigan is $174,500. This is 48% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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