Cost of Living in Blaine County, Nebraska

$786/mo
Median Monthly Rent
$102,100
Median Home Value
0% above state averageUnaffordable

At a Glance

Median Monthly Rent
$786/mo
0% above state average
Median Home Value
$102,100
64% below national
Rent-to-Income Ratio
15.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Blaine County Compares

Median monthly rent comparison

Blaine County$786/mo
Nebraska Average$783/mo
National Median$1,163/mo

Detailed Housing Stats

$786/mo
Median Gross Rent
$102,100
Median Home Value
$630/mo
Monthly Owner Cost
15.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Blaine County, Nebraska

Blaine's rents bite, incomes run thin

Blaine County's 15.4% rent-to-income ratio tops both the national average and Nebraska's state benchmark of 14.2%, driven by below-median wages and modest rents. At just $61,250 median household income—the lowest among these eight counties—renters stretch $786 monthly rent across a strained budget.

Above-average affordability stress

Blaine County ranks among Nebraska's more challenging rental markets, with a 15.4% rent-to-income ratio and the state's lowest median household income in this peer group. The $786 monthly rent is close to the state average, but the shallow income base creates disproportionate housing burden for county residents.

Modest rent, but incomes can't keep pace

At $786 monthly, Blaine's rent sits between Antelope ($746) and Arthur ($850), but the county's $61,250 income—lowest in the region—means renters carry heavier proportional burden than peers. Compared to Boyd County (similar income, lower rent at $650), Blaine residents face measurably greater affordability pressure.

Homeownership looks more affordable here

Renters spend $786 monthly (15.4% of income) while homeowners pay just $630—a remarkable $156 monthly difference that reflects significant ownership advantage. This gap suggests that building equity through homeownership offers Blaine residents crucial relief compared to renting.

Consider ownership if income permits

Blaine County presents a puzzle: rents burden residents more than state average, but mortgages run surprisingly affordable at $630 monthly. If you're relocating with stable employment, pursuing homeownership here could unlock substantial savings; renting, however, demands careful income planning.

Affordability Calculator

See how your income compares to housing costs in Blaine County

$

Rent Burden

15.4%

of gross income

Max Housing (28% Rule)

$1,429

per month

Owner Cost Burden

12.3%

of gross income

You can likely afford the median home in Blaine County

Median home value is $102,100. Estimated monthly cost: $815 vs. your max of $1,429.

Rent Affordability Guide

Your rent-to-income ratio15.4%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Blaine County, Nebraska?
Blaine County, Nebraska has a median monthly rent of $786/mo and a median home value of $102,100. The affordability rating is Unaffordable, with rent making up approximately 15.0% of median household income.
What is the median rent in Blaine County?
The median gross rent in Blaine County is $786/mo. This is 0% above state average for Nebraska.
Is Blaine County affordable?
Blaine County is rated Unaffordable based on rent-to-income ratio of 15.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Blaine County's rent compare to the state average?
Blaine County's median rent of $786/mo is 0% above state average of $783/mo for Nebraska.
What is the median home value in Blaine County?
The median home value in Blaine County, Nebraska is $102,100. This is 64% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.