Cost of Living in Scott County, Missouri

$809/mo
Median Monthly Rent
$143,700
Median Home Value
5% above state averageUnaffordable

At a Glance

Median Monthly Rent
$809/mo
5% above state average
Median Home Value
$143,700
49% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Scott County Compares

Median monthly rent comparison

Scott County$809/mo
Missouri Average$768/mo
National Median$1,163/mo

Detailed Housing Stats

$809/mo
Median Gross Rent
$143,700
Median Home Value
$823/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Scott County, Missouri

Scott County rents test household finances

Scott County's rent-to-income ratio of 16.5% exceeds both national and Missouri state averages, with renters dedicating a larger-than-typical share of income to housing costs. At $809 monthly rent against a median household income of $58,847, affordability here is moderately constrained.

Scott County exceeds Missouri's affordability average

Scott County's 16.5% rent-to-income ratio surpasses Missouri's 15.6% state average, ranking it in the state's less affordable tier. The county's median income of $58,847 and $809 rent create above-average housing pressures.

Scott County rents run higher than state median

Scott County's $809 rent exceeds the state median of $768, and while the county's $58,847 median income is respectable, it's below several neighboring counties' earning levels. The 16.5% rent-to-income ratio reflects this imbalance.

Housing takes 16.5% of household income

Scott County renters devote 16.5% of their $58,847 annual income to rent—approximately $9,700 yearly—moderately straining household budgets. Home buyers face ownership costs of $823 monthly with median values of $143,700, requiring similar budget discipline.

Scott County requires careful housing budgeting

Scott County suits relocators with flexible budgets or higher incomes than its $58,847 median, as the 16.5% rent-to-income ratio leaves less margin for error. However, the $143,700 median home value and home-buying path may offer better long-term economics than renting.

Affordability Calculator

See how your income compares to housing costs in Scott County

$

Rent Burden

16.5%

of gross income

Max Housing (28% Rule)

$1,373

per month

Owner Cost Burden

16.8%

of gross income

You can likely afford the median home in Scott County

Median home value is $143,700. Estimated monthly cost: $1,147 vs. your max of $1,373.

Rent Affordability Guide

Your rent-to-income ratio16.5%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Scott County, Missouri?
Scott County, Missouri has a median monthly rent of $809/mo and a median home value of $143,700. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Scott County?
The median gross rent in Scott County is $809/mo. This is 5% above state average for Missouri.
Is Scott County affordable?
Scott County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Scott County's rent compare to the state average?
Scott County's median rent of $809/mo is 5% above state average of $768/mo for Missouri.
What is the median home value in Scott County?
The median home value in Scott County, Missouri is $143,700. This is 49% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.