Cost of Living in Rush County, Indiana

$831/mo
Median Monthly Rent
$155,900
Median Home Value

At a Glance

Median Monthly Rent
$831/mo
6% below state average
Median Home Value
$155,900
45% below national
Rent-to-Income Ratio
25.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Rush County Compares

Median monthly rent comparison

Rush County$831/mo
Indiana Average$883/mo
National Median$1,163/mo

Detailed Housing Stats

$831/mo
Median Gross Rent
$155,900
Median Home Value
$857/mo
Monthly Owner Cost
25.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Rush County ranks #300 of 3,144 counties for affordability (top 10%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Rush County, Indiana

Rush at State Affordability Average

Rush County renters spend 15.5% of income on housing, nearly identical to Indiana's state average of 15.6%, hovering near the national affordability comfort zone. With median rent at $831 and median income at $64,393, Rush residents manage moderate housing costs on moderate incomes.

Right on Indiana's Affordability Line

Rush County ranks squarely at Indiana's state average for housing affordability, with a 15.5% rent-to-income ratio that's effectively average for Hoosiers. This means residents experience typical Indiana housing cost pressures without exceptional relief or burden.

Middle Ground Among Peers

Rush's $831 rent is higher than most neighbors in this analysis, yet its 15.5% rent-to-income ratio remains competitive due to reasonable incomes. Its $155,900 median home value is moderate, positioning Rush as neither the most nor least expensive county regionally.

Typical Housing Budget Pattern

Rush renters spend $831 monthly from a median income of $5,366 per month, dedicating 15.5% to housing and leaving 84.5% for other costs. Homeowners pay $857 monthly on properties worth $155,900, requiring more careful budgeting than lower-cost counties but still manageable.

Rush for Average-Income Relocators

If your household earns near Indiana's median income, Rush County's typical affordability levels mean you'll face standard state housing pressures. Compare it with the more affordable Posey, Pulaski, and Ripley counties if you want more financial cushion after housing costs.

Cost of Living Advisory: Rush County

Affordability Verdict

Housing in Rush County is affordable. The median rent is $831/month against a median household income of $64,393, putting rent at 15.5% of income.

Rent vs. Own

Renters in Rush County pay $831/month on average, compared to $857/month for homeowners. This market favors renters by about 3%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $33,240/year. For owner costs at the 28% rule, the required income is roughly $36,729/year. With a median household income of $64,393, most households can comfortably afford rent here. Notably, 25.0% of renter households in Rush County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Rush County sits 7% more expensive than Fayette County ($779/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Rush County

$

Rent Burden

15.5%

of gross income

Max Housing (28% Rule)

$1,503

per month

Owner Cost Burden

16.0%

of gross income

You can likely afford the median home in Rush County

Median home value is $155,900. Estimated monthly cost: $1,245 vs. your max of $1,503.

Rent Affordability Guide

Your rent-to-income ratio15.5%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,393Needed: $33,240
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,393Needed: $36,729
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,393Needed: $36,282

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Rush County, Indiana?
Rush County, Indiana has a median monthly rent of $831/mo and a median home value of $155,900. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.
What is the median rent in Rush County?
The median gross rent in Rush County is $831/mo. This is 6% below state average for Indiana.
Is Rush County affordable?
Rush County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Rush County's rent compare to the state average?
Rush County's median rent of $831/mo is 6% below state average of $883/mo for Indiana.
What is the median home value in Rush County?
The median home value in Rush County, Indiana is $155,900. This is 45% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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