Cost of Living in Rush County, Indiana
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Rush County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Rush County ranks #300 of 3,144 counties for affordability (top 10%)
Data Story
About Cost of Living in Rush County, Indiana
Rush at State Affordability Average
Rush County renters spend 15.5% of income on housing, nearly identical to Indiana's state average of 15.6%, hovering near the national affordability comfort zone. With median rent at $831 and median income at $64,393, Rush residents manage moderate housing costs on moderate incomes.
Right on Indiana's Affordability Line
Rush County ranks squarely at Indiana's state average for housing affordability, with a 15.5% rent-to-income ratio that's effectively average for Hoosiers. This means residents experience typical Indiana housing cost pressures without exceptional relief or burden.
Middle Ground Among Peers
Rush's $831 rent is higher than most neighbors in this analysis, yet its 15.5% rent-to-income ratio remains competitive due to reasonable incomes. Its $155,900 median home value is moderate, positioning Rush as neither the most nor least expensive county regionally.
Typical Housing Budget Pattern
Rush renters spend $831 monthly from a median income of $5,366 per month, dedicating 15.5% to housing and leaving 84.5% for other costs. Homeowners pay $857 monthly on properties worth $155,900, requiring more careful budgeting than lower-cost counties but still manageable.
Rush for Average-Income Relocators
If your household earns near Indiana's median income, Rush County's typical affordability levels mean you'll face standard state housing pressures. Compare it with the more affordable Posey, Pulaski, and Ripley counties if you want more financial cushion after housing costs.
Cost of Living Advisory: Rush County
Affordability Verdict
Housing in Rush County is affordable. The median rent is $831/month against a median household income of $64,393, putting rent at 15.5% of income.
Rent vs. Own
Renters in Rush County pay $831/month on average, compared to $857/month for homeowners. This market favors renters by about 3%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $33,240/year. For owner costs at the 28% rule, the required income is roughly $36,729/year. With a median household income of $64,393, most households can comfortably afford rent here. Notably, 25.0% of renter households in Rush County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Rush County sits 7% more expensive than Fayette County ($779/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Rush County
Rent Burden
15.5%
of gross income
Max Housing (28% Rule)
$1,503
per month
Owner Cost Burden
16.0%
of gross income
You can likely afford the median home in Rush County
Median home value is $155,900. Estimated monthly cost: $1,245 vs. your max of $1,503.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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