Cost of Living in Caldwell County, Missouri

$628/mo
Median Monthly Rent
$156,700
Median Home Value
18% below state averageUnaffordable

At a Glance

Median Monthly Rent
$628/mo
18% below state average
Median Home Value
$156,700
44% below national
Rent-to-Income Ratio
22.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Caldwell County Compares

Median monthly rent comparison

Caldwell County$628/mo
Missouri Average$768/mo
National Median$1,163/mo

Detailed Housing Stats

$628/mo
Median Gross Rent
$156,700
Median Home Value
$717/mo
Monthly Owner Cost
22.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Caldwell County, Missouri

Caldwell County: Missouri's affordability leader

Caldwell County's 12.1% rent-to-income ratio is the lowest in this entire group and well below both the national standard and Missouri's 15.6% average. At $628 monthly, the median rent is the cheapest here, making Caldwell an exceptional affordability standout.

Best rent-to-income ratio in sample

Caldwell County ranks first among these eight counties with a 12.1% rent-to-income ratio, beating the state average by 3.5 percentage points. This affordability advantage reflects both low rents and a stable household income of $62,520.

Unbeaten affordability in the region

Caldwell County's $628 rent and 12.1% ratio crush neighbors: Bollinger (14.2%), Callaway (14.0%), and Cape Girardeau (15.3%) all cost more. Caldwell delivers the region's best rent-to-income value by a clear margin.

Rent and ownership both reasonable

Caldwell County households earn $62,520 annually and allocate just 12.1% to rent ($628) or $717 for homeownership on median properties valued at $156,700. Both tenure paths remain affordable, with ownership costs slightly higher but still manageable.

Caldwell: the affordability winner

If housing affordability is your top priority, Caldwell County delivers: 12.1% rent-to-income, the lowest rent at $628, and reasonable home values at $156,700. This is Missouri's best value among comparable counties in this analysis.

Affordability Calculator

See how your income compares to housing costs in Caldwell County

$

Rent Burden

12.1%

of gross income

Max Housing (28% Rule)

$1,459

per month

Owner Cost Burden

13.8%

of gross income

You can likely afford the median home in Caldwell County

Median home value is $156,700. Estimated monthly cost: $1,251 vs. your max of $1,459.

Rent Affordability Guide

Your rent-to-income ratio12.1%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Caldwell County, Missouri?
Caldwell County, Missouri has a median monthly rent of $628/mo and a median home value of $156,700. The affordability rating is Unaffordable, with rent making up approximately 22.0% of median household income.
What is the median rent in Caldwell County?
The median gross rent in Caldwell County is $628/mo. This is 18% below state average for Missouri.
Is Caldwell County affordable?
Caldwell County is rated Unaffordable based on rent-to-income ratio of 22.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Caldwell County's rent compare to the state average?
Caldwell County's median rent of $628/mo is 18% below state average of $768/mo for Missouri.
What is the median home value in Caldwell County?
The median home value in Caldwell County, Missouri is $156,700. This is 44% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.