Cost of Living in McLean County, Kentucky
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How McLean County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in McLean County, Kentucky
McLean County rents hit a sweet spot
At 10.2%, McLean County's rent-to-income ratio sits well below the national norm and beats Kentucky's state average of 17.0%. Renters here spend about $602 monthly on housing while earning a median household income of $70,549—a level of affordability that's genuinely rare in today's market.
Among Kentucky's most affordable
McLean County ranks among the state's most housing-affordable counties, with its 10.2% rent-to-income ratio significantly outperforming the 17.0% state average. This advantage extends to median home values too, at $145,600, making both rental and ownership options accessible.
McLean beats nearby counties
Compared to surrounding counties, McLean offers the lowest rent-to-income burden in the region at 10.2%, versus Mercer County's 15.3% or Morgan County's 16.9%. Median rent in McLean is just $602, well below the state average of $771 and cheaper than nearby Meade County's $976.
Housing costs: rent vs. ownership
Renters in McLean County spend $602 monthly (10.2% of income), while homeowners carry an $697 monthly cost with a median home value of $145,600. Together, these figures show that both paths to housing remain manageable on a median income of $70,549.
Consider McLean for value
If affordable housing is your priority, McLean County delivers: low rents, low ownership costs, and a rent-to-income ratio that's nearly half the state average. It's worth comparing against other Kentucky counties if you're weighing a move to the region.
Affordability Calculator
See how your income compares to housing costs in McLean County
Rent Burden
10.2%
of gross income
Max Housing (28% Rule)
$1,646
per month
Owner Cost Burden
11.9%
of gross income
You can likely afford the median home in McLean County
Median home value is $145,600. Estimated monthly cost: $1,162 vs. your max of $1,646.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.