Cost of Living in Humphreys County, Mississippi

$643/mo
Median Monthly Rent
$88,800
Median Home Value
18% below state averageUnaffordable

At a Glance

Median Monthly Rent
$643/mo
18% below state average
Median Home Value
$88,800
68% below national
Rent-to-Income Ratio
29.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Humphreys County Compares

Median monthly rent comparison

Humphreys County$643/mo
Mississippi Average$782/mo
National Median$1,163/mo

Detailed Housing Stats

$643/mo
Median Gross Rent
$88,800
Median Home Value
$687/mo
Monthly Owner Cost
29.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Humphreys County, Mississippi

Humphreys rents stay below state average

Humphreys County's 23.4% rent-to-income ratio tracks slightly above Mississippi's 19.6% state average, though its median rent of $643 runs 18% below the state's $782 baseline. With median household income at $32,976, about 44% below the national median, Humphreys represents a low-cost corner of an already affordable state.

Humphreys ranks among state's affordable

Humphreys County's rent-to-income ratio of 23.4% sits above the Mississippi average of 19.6%, but its $643 median rent remains comfortably below the state's $782 norm. This positions Humphreys as a genuinely budget-friendly county, though income levels remain constrained.

Middle ground between Holmes and Hinds

Humphreys County's $643 median rent sits between Holmes County's bargain $589 and Hinds County's steeper $1,032, while its $32,976 median income falls between Holmes ($29,434) and Hinds ($49,966). Affordability-wise, Humphreys offers a middle path with slightly higher earning potential than Holmes but much lower housing costs than Hinds.

Housing costs under 25% of income

Renters pay $643 monthly while homeowners spend $687, with median home value at $88,800 and median income at $32,976 annually. Combined, housing expenses consume roughly 24% of gross income for renters—manageable by standard benchmarks and well below the often-cited 30% threshold.

Affordable rents with modest income needs

Humphreys County suits households seeking affordable rental or ownership without extreme budget constraints, offering rent 18% below Mississippi's state average. The $32,976 median income suggests limited local job opportunities, making this county most appealing for retirees, remote workers, or those with outside income sources.

Affordability Calculator

See how your income compares to housing costs in Humphreys County

$

Rent Burden

23.4%

of gross income

Max Housing (28% Rule)

$769

per month

Owner Cost Burden

25.0%

of gross income

You can likely afford the median home in Humphreys County

Median home value is $88,800. Estimated monthly cost: $709 vs. your max of $769.

Rent Affordability Guide

Your rent-to-income ratio23.4%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Humphreys County, Mississippi?
Humphreys County, Mississippi has a median monthly rent of $643/mo and a median home value of $88,800. The affordability rating is Unaffordable, with rent making up approximately 29.0% of median household income.
What is the median rent in Humphreys County?
The median gross rent in Humphreys County is $643/mo. This is 18% below state average for Mississippi.
Is Humphreys County affordable?
Humphreys County is rated Unaffordable based on rent-to-income ratio of 29.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Humphreys County's rent compare to the state average?
Humphreys County's median rent of $643/mo is 18% below state average of $782/mo for Mississippi.
What is the median home value in Humphreys County?
The median home value in Humphreys County, Mississippi is $88,800. This is 68% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.