Cost of Living in Humphreys County, Mississippi
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Humphreys County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Humphreys County ranks #1,765 of 3,144 counties for affordability (bottom 44%)
Data Story
About Cost of Living in Humphreys County, Mississippi
Humphreys rents stay below state average
Humphreys County's 23.4% rent-to-income ratio tracks slightly above Mississippi's 19.6% state average, though its median rent of $643 runs 18% below the state's $782 baseline. With median household income at $32,976, about 44% below the national median, Humphreys represents a low-cost corner of an already affordable state.
Humphreys ranks among state's affordable
Humphreys County's rent-to-income ratio of 23.4% sits above the Mississippi average of 19.6%, but its $643 median rent remains comfortably below the state's $782 norm. This positions Humphreys as a genuinely budget-friendly county, though income levels remain constrained.
Middle ground between Holmes and Hinds
Humphreys County's $643 median rent sits between Holmes County's bargain $589 and Hinds County's steeper $1,032, while its $32,976 median income falls between Holmes ($29,434) and Hinds ($49,966). Affordability-wise, Humphreys offers a middle path with slightly higher earning potential than Holmes but much lower housing costs than Hinds.
Housing costs under 25% of income
Renters pay $643 monthly while homeowners spend $687, with median home value at $88,800 and median income at $32,976 annually. Combined, housing expenses consume roughly 24% of gross income for renters—manageable by standard benchmarks and well below the often-cited 30% threshold.
Affordable rents with modest income needs
Humphreys County suits households seeking affordable rental or ownership without extreme budget constraints, offering rent 18% below Mississippi's state average. The $32,976 median income suggests limited local job opportunities, making this county most appealing for retirees, remote workers, or those with outside income sources.
Cost of Living Advisory: Humphreys County
Affordability Verdict
For renters in Humphreys County, the market is affordable. Expect to pay around $643/month in gross rent, with 29.0% of renter households considered cost-burdened.
Rent vs. Own
The median rent in Humphreys County is $643/month, while owner costs run $687/month. Renting saves approximately $44/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $25,720/year. For owner costs at the 28% rule, the required income is roughly $29,443/year. With a median household income of $32,976, most households can comfortably afford rent here. Notably, 29.0% of renter households in Humphreys County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Humphreys County sits 7% less expensive than Jefferson Davis County ($695/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Humphreys County
Rent Burden
23.4%
of gross income
Max Housing (28% Rule)
$769
per month
Owner Cost Burden
25.0%
of gross income
You can likely afford the median home in Humphreys County
Median home value is $88,800. Estimated monthly cost: $709 vs. your max of $769.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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