Cost of Living in Osage County, Missouri

$644/mo
Median Monthly Rent
$205,700
Median Home Value
16% below state averageUnaffordable

At a Glance

Median Monthly Rent
$644/mo
16% below state average
Median Home Value
$205,700
27% below national
Rent-to-Income Ratio
24.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Osage County Compares

Median monthly rent comparison

Osage County$644/mo
Missouri Average$768/mo
National Median$1,163/mo

Detailed Housing Stats

$644/mo
Median Gross Rent
$205,700
Median Home Value
$698/mo
Monthly Owner Cost
24.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Osage County, Missouri

Osage County: The Affordability Winner

Osage County's rent-to-income ratio of just 10.3% ranks among Missouri's most affordable housing markets, well below the national baseline and allowing renters to dedicate minimal income to housing. With a median household income of $75,355—exceeding the national average—the county offers genuine housing security.

Missouri's Most Accessible Housing Market

Osage County's 10.3% rent-to-income ratio substantially outperforms Missouri's 15.6% state average, positioning it as the county's most housing-affordable option. The combination of strong median income and reasonable housing costs creates a rare affordability sweet spot within Missouri.

Income Advantage Drives Osage's Affordability

Osage County's $644 rent is the region's lowest, and its $75,355 median income is the region's highest—a powerful dual advantage that creates unmatched affordability. Even Newton County's $777 rent consumes proportionally more income due to Osage's superior earning power.

Housing That Won't Break Your Budget

Renters spend just $644 monthly on rent while homeowners commit $698, consuming only 10.3% and 11.1% of the $75,355 median income respectively. These figures leave substantial room in household budgets for savings, transportation, and quality-of-life investments.

Osage County Rewards the Prepared Mover

If you can secure employment near Osage County's median income of $75,355 or higher, you'll land in Missouri's most housing-affordable county with real financial breathing room. Compare Osage's 10.3% housing burden against your current county to quantify your affordability gain.

Affordability Calculator

See how your income compares to housing costs in Osage County

$

Rent Burden

10.3%

of gross income

Max Housing (28% Rule)

$1,758

per month

Owner Cost Burden

11.1%

of gross income

You can likely afford the median home in Osage County

Median home value is $205,700. Estimated monthly cost: $1,642 vs. your max of $1,758.

Rent Affordability Guide

Your rent-to-income ratio10.3%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Osage County, Missouri?
Osage County, Missouri has a median monthly rent of $644/mo and a median home value of $205,700. The affordability rating is Unaffordable, with rent making up approximately 24.0% of median household income.
What is the median rent in Osage County?
The median gross rent in Osage County is $644/mo. This is 16% below state average for Missouri.
Is Osage County affordable?
Osage County is rated Unaffordable based on rent-to-income ratio of 24.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Osage County's rent compare to the state average?
Osage County's median rent of $644/mo is 16% below state average of $768/mo for Missouri.
What is the median home value in Osage County?
The median home value in Osage County, Missouri is $205,700. This is 27% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.