CostBy County

Cost of Living in Osage County, Missouri

$639/mo
Median Monthly Rent
$223,300
Median Home Value

At a Glance

Median Monthly Rent
$639/mo
18% below state average
Median Home Value
$223,300
33% below national
Census GRAPI
25.7%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Osage County Compares

Median monthly rent comparison

Osage County$639/mo
Missouri Average$783/mo
National Median$1,413/mo

Detailed Housing Stats

$639/mo
Median Gross Rent
$223,300
Median Home Value
$647/mo
Monthly Owner Cost
25.7%
Census GRAPI

National Ranking

Affordability Rank

Osage County ranks #292 of 3,142 counties for affordability (top 9%)

Most AffordableLeast Affordable

Sourced county brief

Osage County Median Home Value Reaches $223,300

Median home value in Osage County is $223,300, which is $47,588 above the Missouri unweighted county mean of $175,712. The median gross rent in the county was estimated at $639 per month, while the state unweighted county mean is $783. According to official ACS table B25071, the median gross rent as a percentage of household income (GRAPI) is 25.7%. This official figure is 0.2 percentage points below the Missouri unweighted county mean official GRAPI of 25.9%. Median monthly owner costs for all owner-occupied units are $647, below the state unweighted county mean of $803. The median income for renter-households is $38,144. These values are based on the 2020-2024 5-Year Estimates and represent a statistical snapshot of the county. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Osage County

Affordability Verdict

ACS B25071 estimates median gross rent at 25.7% of renter household income in Osage County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $639 per month; median selected monthly owner costs are $647. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $25,560 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Missouri unweighted mean of county median rents is $783 per month. Osage County's $639 median is 18.4% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Osage County

$

Rent Burden

10.0%

of gross income

Max Housing (28% Rule)

$1,789

per month

Owner Cost Burden

10.1%

of gross income

You can likely afford the median home in Osage County

Median home value is $223,300. Estimated monthly cost: $1,783 vs. your max of $1,789.

Rent Affordability Guide

Your entered rent as a share of entered income10.0%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $76,681Needed: $25,560
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $76,681Needed: $27,729
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $76,681Needed: $51,968

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Osage County, Missouri?
Osage County, Missouri has a median monthly rent of $639/mo and a median home value of $223,300. The affordability rating is Affordable, with median gross rent equal to approximately 25.7% of renter household income.
What is the median rent in Osage County?
The median gross rent in Osage County is $639/mo. This is 18% below state average for Missouri.
Is Osage County affordable?
Osage County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 25.7%. Median gross rent is under 30% of renter household income.
How does Osage County's rent compare to the state average?
Osage County's median rent of $639/mo is 18% below state average of $783/mo for Missouri.
What is the median home value in Osage County?
The median home value in Osage County, Missouri is $223,300. This is 33% below the national median home value of $332,700.

Counties with Similar Housing Costs

Sponsored

Planning a Move?

Researching the cost of living in Osage County, Missouri? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes
Sponsored

Compare Mortgage Rates in Osage County

Whether you're buying in Osage County, Missouri, or refinancing, compare rates from top lenders using the terms each lender provides.

See Today's Rates
Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.