Cost of Living in Tate County, Mississippi

$897/mo
Median Monthly Rent
$173,000
Median Home Value

At a Glance

Median Monthly Rent
$897/mo
15% above state average
Median Home Value
$173,000
39% below national
Rent-to-Income Ratio
33.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Tate County Compares

Median monthly rent comparison

Tate County$897/mo
Mississippi Average$782/mo
National Median$1,163/mo

Detailed Housing Stats

$897/mo
Median Gross Rent
$173,000
Median Home Value
$928/mo
Monthly Owner Cost
33.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Tate County ranks #2,714 of 3,144 counties for affordability (bottom 14%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Tate County, Mississippi

Tate County combines solid income with manageable rents

Tate County's 16.8% rent-to-income ratio sits comfortably within national affordability standards, supported by a median household income of $63,995—the highest in this county group. At $897 monthly rent, housing costs remain proportionate to earning power, even as prices run higher than rural neighbors.

Tate County outpaces Mississippi affordability standards

Tate County's 16.8% rent-to-income ratio beats Mississippi's 19.6% state average, ranking among the state's better housing markets for affordability. The $63,995 median household income significantly exceeds the state typical, giving renters stronger financial footing.

Premium pricing for stronger income and growth

Tate County's $897 rent runs higher than most neighbors—exceeding Tippah County's $720 and Smith County's $664—yet the $63,995 median income justifies the premium. Median home values of $173,000 suggest an appreciating market attractive to buyers seeking growth potential.

Highest income shields housing burden

Tate County renters dedicate 16.8% of their $63,995 median income to housing, spending $897 monthly while retaining robust earnings for other needs. For homeowners, $928 monthly costs claim 17.4% of household income—elevated but sustainable given the county's stronger economic foundation.

Growth market for upwardly mobile families

Tate County's combination of solid incomes, manageable rent-to-income ratios, and appreciating home values ($173,000 median) makes it attractive for families seeking stability and equity growth. If your income aligns with the county's $63,995 median or higher, Tate offers compelling long-term investment potential.

Cost of Living Advisory: Tate County

Affordability Verdict

Tate County is affordable for renters, with a median gross rent of $897/month representing approximately 16.8% of median household income. The rent burden (GRAPI) stands at 33.0%.

Rent vs. Own

The median rent in Tate County is $897/month, while owner costs run $928/month. Renting saves approximately $31/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $35,880/year. For owner costs at the 28% rule, the required income is roughly $39,771/year. With a median household income of $63,995, most households can comfortably afford rent here. Notably, 33.0% of renter households in Tate County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Mississippi, Tate County is more affordable than Stone County by roughly 7% ($897/mo vs $839/mo).

Affordability Calculator

See how your income compares to housing costs in Tate County

$

Rent Burden

16.8%

of gross income

Max Housing (28% Rule)

$1,493

per month

Owner Cost Burden

17.4%

of gross income

You can likely afford the median home in Tate County

Median home value is $173,000. Estimated monthly cost: $1,381 vs. your max of $1,493.

Rent Affordability Guide

Your rent-to-income ratio16.8%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $63,995Needed: $35,880
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $63,995Needed: $39,771
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $63,995Needed: $40,262

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Tate County, Mississippi?
Tate County, Mississippi has a median monthly rent of $897/mo and a median home value of $173,000. The affordability rating is Unaffordable, with rent making up approximately 33.0% of median household income.
What is the median rent in Tate County?
The median gross rent in Tate County is $897/mo. This is 15% above state average for Mississippi.
Is Tate County affordable?
Tate County is rated Unaffordable based on rent-to-income ratio of 33.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Tate County's rent compare to the state average?
Tate County's median rent of $897/mo is 15% above state average of $782/mo for Mississippi.
What is the median home value in Tate County?
The median home value in Tate County, Mississippi is $173,000. This is 39% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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