Cost of Living in Wibaux County, Montana
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Wibaux County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Wibaux County ranks #364 of 3,144 counties for affordability (top 12%)
Data Story
About Cost of Living in Wibaux County, Montana
Wibaux rents strain despite decent income
Wibaux County's median household income of $64,792 falls short of the national median of $74,755, yet renters here spend 17.9% of income on housing—above typical U.S. norms. The $964 monthly rent sits above national and state medians, creating affordability pressure despite moderately stable local earnings.
Above Montana's rental affordability line
Wibaux County's 17.9% rent-to-income ratio exceeds Montana's state average of 15.9%, marking it among the state's less affordable rental markets. The $964 median rent is one of the highest in this analysis and well above Montana's $825 state median.
Highest rents, lowest home values
Wibaux's $964 rent is among the region's highest, but homes here are extraordinarily affordable at just $92,300 median value—the lowest in this analysis. This unusual disconnect suggests tight rental markets and depressed property values, creating divergent affordability patterns by tenure.
Rental burden outweighs ownership costs
Renters pay $964 monthly (17.9% of the $64,792 income), while homeowners spend just $535 on homes valued near $92,300. The dramatic gap suggests that ownership is far more affordable than renting in Wibaux County—an atypical pattern worth investigating before relocating.
A landlord's market with bargain homes
Wibaux County presents a puzzle: rents are among Montana's highest, but homes sell for remarkably low prices. Relocators should prioritize homeownership here to capture the value; renters considering a move should budget carefully for tight rental market conditions.
Cost of Living Advisory: Wibaux County
Affordability Verdict
Housing in Wibaux County is affordable. The median rent is $964/month against a median household income of $64,792, putting rent at 17.9% of income.
Rent vs. Own
The median rent in Wibaux County is $964/month, while owner costs run $535/month. Owning saves approximately $429/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $38,560/year. For owner costs at the 28% rule, the required income is roughly $22,929/year. With a median household income of $64,792, most households can comfortably afford rent here. Notably, 12.0% of renter households in Wibaux County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Cascade County where rent averages $902/month, Wibaux County is approximately 7% more expensive.
Affordability Calculator
See how your income compares to housing costs in Wibaux County
Rent Burden
17.9%
of gross income
Max Housing (28% Rule)
$1,512
per month
Owner Cost Burden
9.9%
of gross income
You can likely afford the median home in Wibaux County
Median home value is $92,300. Estimated monthly cost: $737 vs. your max of $1,512.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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