Cost of Living in Chippewa County, Wisconsin

$963/mo
Median Monthly Rent
$237,700
Median Home Value
8% above state averageUnaffordable

At a Glance

Median Monthly Rent
$963/mo
8% above state average
Median Home Value
$237,700
16% below national
Rent-to-Income Ratio
25.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Chippewa County Compares

Median monthly rent comparison

Chippewa County$963/mo
Wisconsin Average$891/mo
National Median$1,163/mo

Detailed Housing Stats

$963/mo
Median Gross Rent
$237,700
Median Home Value
$1,055/mo
Monthly Owner Cost
25.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Chippewa County, Wisconsin

Chippewa rents slightly above national norm

Chippewa County's rent-to-income ratio of 15.6% sits above the national benchmark, meaning renters here spend a larger share of their paychecks on housing than the typical American household. The median rent of $963 per month is 8% higher than Wisconsin's state average of $891, despite household incomes nearly matching the national median of $74,755.

Mid-tier affordability in Wisconsin rankings

Among Wisconsin's 72 counties, Chippewa ranks in the middle for affordability—its 15.6% rent-to-income ratio exceeds the state average of 14.9%, but trails the most expensive counties. This positions Chippewa as a reasonably accessible option within the state, though rents have outpaced income growth.

More affordable than Door or Dane Counties

Chippewa's median rent of $963 undercuts nearby Door County ($995) and significantly trails the Madison-area Dane County ($1,345). Yet it costs more than rural neighbors Clark and Crawford Counties, reflecting Chippewa's position as a mid-size county with moderate but rising housing costs.

Housing claims 31% of gross income

Renters spend roughly $963 monthly while homeowners pay $1,055, together totaling about 31% of the median household income of $74,009. This allocation leaves Chippewa households with less discretionary income than national averages, particularly for families juggling multiple housing and living costs.

Consider Chippewa for balanced trade-offs

If you're relocating, Chippewa offers slightly more affordable rents than Door County while maintaining similar incomes to the state average. Comparing its $237,700 median home value against pricier Dane County ($366,100) shows genuine savings for homebuyers willing to embrace a mid-size Wisconsin community.

Affordability Calculator

See how your income compares to housing costs in Chippewa County

$

Rent Burden

15.6%

of gross income

Max Housing (28% Rule)

$1,727

per month

Owner Cost Burden

17.1%

of gross income

The median home in Chippewa County may be a stretch

Median home value is $237,700. Estimated monthly cost: $1,898 vs. your max of $1,727.

Rent Affordability Guide

Your rent-to-income ratio15.6%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Chippewa County, Wisconsin?
Chippewa County, Wisconsin has a median monthly rent of $963/mo and a median home value of $237,700. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.
What is the median rent in Chippewa County?
The median gross rent in Chippewa County is $963/mo. This is 8% above state average for Wisconsin.
Is Chippewa County affordable?
Chippewa County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Chippewa County's rent compare to the state average?
Chippewa County's median rent of $963/mo is 8% above state average of $891/mo for Wisconsin.
What is the median home value in Chippewa County?
The median home value in Chippewa County, Wisconsin is $237,700. This is 16% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.