Cost of Living in Chippewa County, Wisconsin
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Chippewa County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Chippewa County ranks #2,184 of 3,142 counties for affordability (bottom 30%)
Sourced county brief
Chippewa County Renters Spend 26.7 Percent of Income on Gross Rent
The official median gross rent as a percentage of household income (GRAPI) in Chippewa County was estimated at 26.7% for the 2020-2024 period. This canonical affordability metric differs by 1.4 percentage points from the Wisconsin unweighted county mean of 25.3%. The median gross rent in the county was reported at $963 per month, which is above the state unweighted county mean of $916. For homeowners, the median selected monthly owner costs for all owner-occupied units were $1,059, compared to the state unweighted mean of $1,072. The median value of owner-occupied housing units in Chippewa County was $257,900, while the state unweighted county mean was $234,086. Renter households in the county had a median income of $45,681. All data is derived from the American Community Survey 5-Year Estimates. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Chippewa County
Affordability Verdict
ACS B25071 estimates median gross rent at 26.7% of renter household income in Chippewa County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $963 per month; median selected monthly owner costs are $1,059. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $38,520 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Wisconsin unweighted mean of county median rents is $916 per month. Chippewa County's $963 median is 5.2% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Chippewa County
Rent Burden
15.5%
of gross income
Max Housing (28% Rule)
$1,743
per month
Owner Cost Burden
17.0%
of gross income
The median home in Chippewa County may be a stretch
Median home value is $257,900. Estimated monthly cost: $2,059 vs. your max of $1,743.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Chippewa County, Wisconsin?
What is the median rent in Chippewa County?
Is Chippewa County affordable?
How does Chippewa County's rent compare to the state average?
What is the median home value in Chippewa County?
Counties with Similar Housing Costs
Planning a Move?
Researching the cost of living in Chippewa County, Wisconsin? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCompare Mortgage Rates in Chippewa County
Whether you're buying in Chippewa County, Wisconsin, or refinancing, compare rates from top lenders using the terms each lender provides.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.