Cost of Living in Hubbard County, Minnesota
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Hubbard County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Hubbard County ranks #2,084 of 3,142 counties for affordability (bottom 34%)
Sourced county brief
Official GRAPI in Hubbard County Estimated at 29.1 Percent
The official median gross rent as a percentage of household income (GRAPI) in Hubbard County was 29.1% for the period of 2020-2024. This metric is 1.8 percentage points above the Minnesota unweighted county mean of 27.3%. The median gross rent in the county was recorded at $905, while the state unweighted county mean rent was $938. For property owners, the median home value was estimated at $282,600, which is $44,264 above the state unweighted county mean of $238,336. Median selected monthly owner costs were $1,095, compared to the state unweighted county mean of $1,116. The median income for renter households was $37,873. The 29.1% figure is the official canonical rent-to-income estimate. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Hubbard County
Affordability Verdict
ACS B25071 estimates median gross rent at 29.1% of renter household income in Hubbard County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $905 per month; median selected monthly owner costs are $1,095. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $36,200 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Minnesota unweighted mean of county median rents is $938 per month. Hubbard County's $905 median is 3.5% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Hubbard County
Rent Burden
15.1%
of gross income
Max Housing (28% Rule)
$1,680
per month
Owner Cost Burden
18.3%
of gross income
The median home in Hubbard County may be a stretch
Median home value is $282,600. Estimated monthly cost: $2,256 vs. your max of $1,680.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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