Cost of Living in Champaign County, Ohio
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Champaign County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Champaign County ranks #1,915 of 3,142 counties for affordability (bottom 39%)
Sourced county brief
Champaign County official GRAPI estimated at 23.4 percent
In Champaign County, the official Gross Rent as a Percentage of Household Income (GRAPI) was estimated at 23.4% according to ACS table B25071. This is 3.5 percentage points below the Ohio unweighted county mean of 26.9%. The median gross rent was $905 per month, which differs from the state unweighted county mean of $904 by one dollar. The median renter-household income was $49,469 during this five-year period. Among owner-occupied units, the median home value was $204,000, while the unweighted county mean for the state was $196,325. Selected monthly owner costs for all homeowners were $960, which is below the state unweighted county mean of $974. These figures provide a static representation of housing costs and income by tenure based on federal survey data. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Champaign County
Affordability Verdict
ACS B25071 estimates median gross rent at 23.4% of renter household income in Champaign County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $905 per month; median selected monthly owner costs are $960. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $36,200 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Ohio unweighted mean of county median rents is $904 per month. Champaign County's $905 median is 0.1% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Champaign County
Rent Burden
14.4%
of gross income
Max Housing (28% Rule)
$1,763
per month
Owner Cost Burden
15.2%
of gross income
You can likely afford the median home in Champaign County
Median home value is $204,000. Estimated monthly cost: $1,629 vs. your max of $1,763.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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