Cost of Living in Hickman County, Kentucky

$717/mo
Median Monthly Rent
$92,300
Median Home Value

At a Glance

Median Monthly Rent
$717/mo
7% below state average
Median Home Value
$92,300
67% below national
Rent-to-Income Ratio
20.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Hickman County Compares

Median monthly rent comparison

Hickman County$717/mo
Kentucky Average$771/mo
National Median$1,163/mo

Detailed Housing Stats

$717/mo
Median Gross Rent
$92,300
Median Home Value
$585/mo
Monthly Owner Cost
20.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Hickman County ranks #135 of 3,144 counties for affordability (top 4%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Hickman County, Kentucky

Hickman County shows strong affordability advantage

Renters in Hickman County spend just 13.5% of income on housing—one of the best rates among these eight counties and well below Kentucky's 17.0% state average. Median rent of $717 runs low while median household income of $63,750 provides solid support, positioning Hickman as genuinely affordable.

Among Kentucky's most affordable options

Hickman County's 13.5% rent-to-income ratio ranks it in the top 20% of Kentucky counties for housing affordability. Few counties in the state offer this combination of reasonable rents and stable incomes.

Low rent, lowest home values

Hickman County's $717 rent ties with Jackson County as the lowest in the region, while its $92,300 median home value is the lowest across all eight counties. For renters and first-time homebuyers on tight budgets, Hickman offers real relief.

Minimal housing burden on budgets

Monthly housing costs are $717 for renters and just $585 for homeowners—both remarkably low. On a $63,750 income, this means housing consumes only 13.5% for renters and under 11% for owners, leaving substantial room for savings and other needs.

Hickman delivers genuine affordability

If housing affordability is your priority, Hickman County delivers—low costs without requiring a move to an economically struggling area. Your $63,750 income goes further here than in nearly any other Kentucky county.

Cost of Living Advisory: Hickman County

Affordability Verdict

Housing in Hickman County is affordable. The median rent is $717/month against a median household income of $63,750, putting rent at 13.5% of income.

Rent vs. Own

At $717/month rent versus $585/month in owner costs, owning is roughly $132/month cheaper — a 18% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $28,680/year. For owner costs at the 28% rule, the required income is roughly $25,071/year. With a median household income of $63,750, most households can comfortably afford rent here. Notably, 20.0% of renter households in Hickman County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Kentucky, Hickman County is more affordable than Wayne County by roughly 8% ($717/mo vs $666/mo).

Affordability Calculator

See how your income compares to housing costs in Hickman County

$

Rent Burden

13.5%

of gross income

Max Housing (28% Rule)

$1,488

per month

Owner Cost Burden

11.0%

of gross income

You can likely afford the median home in Hickman County

Median home value is $92,300. Estimated monthly cost: $737 vs. your max of $1,488.

Rent Affordability Guide

Your rent-to-income ratio13.5%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $63,750Needed: $28,680
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $63,750Needed: $25,071
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $63,750Needed: $21,481

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Hickman County, Kentucky?
Hickman County, Kentucky has a median monthly rent of $717/mo and a median home value of $92,300. The affordability rating is Unaffordable, with rent making up approximately 20.0% of median household income.
What is the median rent in Hickman County?
The median gross rent in Hickman County is $717/mo. This is 7% below state average for Kentucky.
Is Hickman County affordable?
Hickman County is rated Unaffordable based on rent-to-income ratio of 20.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Hickman County's rent compare to the state average?
Hickman County's median rent of $717/mo is 7% below state average of $771/mo for Kentucky.
What is the median home value in Hickman County?
The median home value in Hickman County, Kentucky is $92,300. This is 67% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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