Cost of Living in Franklin County, Arkansas

$717/mo
Median Monthly Rent
$118,800
Median Home Value

At a Glance

Median Monthly Rent
$717/mo
6% below state average
Median Home Value
$118,800
58% below national
Rent-to-Income Ratio
24.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Franklin County Compares

Median monthly rent comparison

Franklin County$717/mo
Arkansas Average$760/mo
National Median$1,163/mo

Detailed Housing Stats

$717/mo
Median Gross Rent
$118,800
Median Home Value
$589/mo
Monthly Owner Cost
24.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Franklin County ranks #1,352 of 3,144 counties for affordability (top 43%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Franklin County, Arkansas

Franklin County's solid affordability

Franklin County delivers a 16.6% rent-to-income ratio—better than the national standard and competitive with Arkansas' best-performing counties. The median household income of $51,919 pairs with modest median rent of $717 monthly, creating genuine housing accessibility for working families.

Above-average for Arkansas

Franklin County's 16.6% rent-to-income ratio beats Arkansas' state average of 18.1%, ranking among the state's more affordable counties. The combination of reasonable income levels and low rents makes this county a bright spot in the region.

Competitive balance between income and cost

Franklin County's median rent of $717 is lower than Crawford ($828) and Crittenden ($883) but slightly higher than Dallas ($626) and Desha ($689). The median household income of $51,919 positions Franklin well above the lowest-income counties, creating a balanced affordability profile.

Affordable housing, reasonable income

Renters spend $717 monthly on a $51,919 median household income—just 16.6%—while homeowners pay $589 monthly (13.6%) for properties valued at $118,800. Franklin County households enjoy the second-best rent-to-income ratio in the comparison group while maintaining healthy income levels.

Franklin County rewards smart movers

If you're seeking genuine affordability without sacrificing income potential, Franklin County offers one of the region's best balances. A household earning $52,000 annually would spend approximately $717 monthly on rent—leaving substantial resources for savings and quality-of-life investments.

Cost of Living Advisory: Franklin County

Affordability Verdict

Franklin County offers affordable rental housing at a median of $717/month — about 16.6% of the typical household income here.

Rent vs. Own

The median rent in Franklin County is $717/month, while owner costs run $589/month. Owning saves approximately $128/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $28,680/year. For owner costs at the 28% rule, the required income is roughly $25,243/year. With a median household income of $51,919, most households can comfortably afford rent here. Notably, 24.0% of renter households in Franklin County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Franklin County sits 8% more expensive than Jackson County ($662/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Franklin County

$

Rent Burden

16.6%

of gross income

Max Housing (28% Rule)

$1,211

per month

Owner Cost Burden

13.6%

of gross income

You can likely afford the median home in Franklin County

Median home value is $118,800. Estimated monthly cost: $948 vs. your max of $1,211.

Rent Affordability Guide

Your rent-to-income ratio16.6%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $51,919Needed: $28,680
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $51,919Needed: $25,243
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $51,919Needed: $27,648

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Franklin County, Arkansas?
Franklin County, Arkansas has a median monthly rent of $717/mo and a median home value of $118,800. The affordability rating is Unaffordable, with rent making up approximately 24.0% of median household income.
What is the median rent in Franklin County?
The median gross rent in Franklin County is $717/mo. This is 6% below state average for Arkansas.
Is Franklin County affordable?
Franklin County is rated Unaffordable based on rent-to-income ratio of 24.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Franklin County's rent compare to the state average?
Franklin County's median rent of $717/mo is 6% below state average of $760/mo for Arkansas.
What is the median home value in Franklin County?
The median home value in Franklin County, Arkansas is $118,800. This is 58% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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