Cost of Living in Stone County, Arkansas

$717/mo
Median Monthly Rent
$149,400
Median Home Value
6% below state averageUnaffordable

At a Glance

Median Monthly Rent
$717/mo
6% below state average
Median Home Value
$149,400
47% below national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Stone County Compares

Median monthly rent comparison

Stone County$717/mo
Arkansas Average$760/mo
National Median$1,163/mo

Detailed Housing Stats

$717/mo
Median Gross Rent
$149,400
Median Home Value
$508/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Stone County, Arkansas

Stone County stretches every dollar

Stone County renters spend 22.3% of income on housing, well above the national average of 18.1%. At $38,531 median income—the lowest in this region—residents face the toughest affordability challenge despite modest rents.

Second-tightest in the state

Stone County's 22.3% rent-to-income ratio ranks second-worst among these Arkansas counties, exceeding the state average by 4.2 points. Only St. Francis County (22.7%) struggles more with housing affordability.

Low income, moderate rent burden

Stone County's $717 rent is mid-range for the region, but the lowest median income ($38,531) creates the worst affordability ratio outside St. Francis. Residents here earn less than neighbors while paying comparable or higher rents.

Ownership offers relief

Homeowners in Stone County pay just $508 monthly—$209 less than renters—making ownership a significant affordability boost. The median home value of $149,400 is moderately priced for the region, offering a pathway for financially stretched residents.

Stone County suits homebodies

Stone County's affordability crisis applies mainly to renters; homeownership becomes dramatically cheaper at $508 monthly. If you can purchase, this rural county offers mountain living with ownership costs among the region's lowest.

Affordability Calculator

See how your income compares to housing costs in Stone County

$

Rent Burden

22.3%

of gross income

Max Housing (28% Rule)

$899

per month

Owner Cost Burden

15.8%

of gross income

The median home in Stone County may be a stretch

Median home value is $149,400. Estimated monthly cost: $1,193 vs. your max of $899.

Rent Affordability Guide

Your rent-to-income ratio22.3%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Stone County, Arkansas?
Stone County, Arkansas has a median monthly rent of $717/mo and a median home value of $149,400. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in Stone County?
The median gross rent in Stone County is $717/mo. This is 6% below state average for Arkansas.
Is Stone County affordable?
Stone County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Stone County's rent compare to the state average?
Stone County's median rent of $717/mo is 6% below state average of $760/mo for Arkansas.
What is the median home value in Stone County?
The median home value in Stone County, Arkansas is $149,400. This is 47% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.