Cost of Living in Harvey County, Kansas

$891/mo
Median Monthly Rent
$173,300
Median Home Value
13% above state averageUnaffordable

At a Glance

Median Monthly Rent
$891/mo
13% above state average
Median Home Value
$173,300
39% below national
Rent-to-Income Ratio
24.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Harvey County Compares

Median monthly rent comparison

Harvey County$891/mo
Kansas Average$787/mo
National Median$1,163/mo

Detailed Housing Stats

$891/mo
Median Gross Rent
$173,300
Median Home Value
$1,047/mo
Monthly Owner Cost
24.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Harvey County, Kansas

Harvey achieves national affordability balance

Harvey County's 14.6% rent-to-income ratio sits comfortably within the national 12-14% affordability zone, supported by solid incomes of $73,269 nearly matching the national average of $74,755. Renters dedicate roughly $10,800 annually to housing here.

Slightly above Kansas average performance

At 14.6%, Harvey County's rent-to-income ratio slightly exceeds Kansas's state average of 14.7%, placing it in the middle-to-upper tier of county affordability. Strong household incomes offset modestly higher rents, creating competitive housing markets.

Higher costs, stronger incomes

Harvey County's $891 monthly rent is the second-highest in the region, yet its $73,269 income is competitive with Grant ($72,484) and stronger than Hamilton ($61,929), yielding a balanced 14.6% ratio. Gray County ($833 rent, $77,885 income) offers slightly lower rent but similar affordability math.

Ownership carries premium in Harvey

Monthly homeowner costs ($1,047) exceed rent ($891) by $156, pushing ownership expenses to 17.1% of income—a significant jump from the 14.6% rent figure. Homes value at $173,300, reflecting Harvey's stronger real estate market and requiring stronger financial positioning for buyers.

Strong rental market for middle-income earners

Harvey County's 14.6% rent-to-income ratio makes it attractive for renters earning $70,000–$80,000 seeking moderate-priced housing without extreme constraints. If homeownership calls, prepare for the $1,047 monthly commitment and $173,300 entry price—significantly steeper than neighboring western counties.

Affordability Calculator

See how your income compares to housing costs in Harvey County

$

Rent Burden

14.6%

of gross income

Max Housing (28% Rule)

$1,710

per month

Owner Cost Burden

17.1%

of gross income

You can likely afford the median home in Harvey County

Median home value is $173,300. Estimated monthly cost: $1,384 vs. your max of $1,710.

Rent Affordability Guide

Your rent-to-income ratio14.6%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Harvey County, Kansas?
Harvey County, Kansas has a median monthly rent of $891/mo and a median home value of $173,300. The affordability rating is Unaffordable, with rent making up approximately 24.0% of median household income.
What is the median rent in Harvey County?
The median gross rent in Harvey County is $891/mo. This is 13% above state average for Kansas.
Is Harvey County affordable?
Harvey County is rated Unaffordable based on rent-to-income ratio of 24.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Harvey County's rent compare to the state average?
Harvey County's median rent of $891/mo is 13% above state average of $787/mo for Kansas.
What is the median home value in Harvey County?
The median home value in Harvey County, Kansas is $173,300. This is 39% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.