Cost of Living in Stone County, Missouri

$892/mo
Median Monthly Rent
$236,500
Median Home Value
16% above state averageUnaffordable

At a Glance

Median Monthly Rent
$892/mo
16% above state average
Median Home Value
$236,500
16% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Stone County Compares

Median monthly rent comparison

Stone County$892/mo
Missouri Average$768/mo
National Median$1,163/mo

Detailed Housing Stats

$892/mo
Median Gross Rent
$236,500
Median Home Value
$754/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Stone County, Missouri

Stone County rents climb above national norms

At 17.5%, Stone County's rent-to-income ratio exceeds the national average, meaning renters here dedicate more of their paycheck to housing than typical Americans. The median household income of $61,323 sits well below the national median of $74,755, creating affordability pressure even as rents remain moderate at $892 per month.

Among the least affordable in Missouri

Stone County ranks among the bottom third of Missouri counties for housing affordability, with a 17.5% rent-to-income ratio well above the state average of 15.6%. This positions renters here in a tighter squeeze than most neighbors across the state.

Higher rents than nearby Taney County

Stone County's median rent of $892 exceeds Taney County's $925, though both counties strain affordability for residents earning under $60,000. Compared to Sullivan County's more modest $692 rent, Stone County renters face steeper monthly costs despite similar income levels.

Nearly $900 in rent, $754 in mortgages

Renters in Stone County pay a median of $892 monthly, while homeowners carry $754 in mortgage costs—a reversal of typical patterns. With median household income at $61,323, housing consumes about 17.5% of gross income for renters and roughly 14.7% for owners.

Consider your housing type carefully here

If you're relocating to Stone County, weigh the trade-off: rents run higher than nearby Sullivan County ($692), but home values remain accessible at $236,500. This county rewards homebuyers more than renters seeking affordability.

Affordability Calculator

See how your income compares to housing costs in Stone County

$

Rent Burden

17.5%

of gross income

Max Housing (28% Rule)

$1,431

per month

Owner Cost Burden

14.8%

of gross income

The median home in Stone County may be a stretch

Median home value is $236,500. Estimated monthly cost: $1,888 vs. your max of $1,431.

Rent Affordability Guide

Your rent-to-income ratio17.5%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Stone County, Missouri?
Stone County, Missouri has a median monthly rent of $892/mo and a median home value of $236,500. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Stone County?
The median gross rent in Stone County is $892/mo. This is 16% above state average for Missouri.
Is Stone County affordable?
Stone County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Stone County's rent compare to the state average?
Stone County's median rent of $892/mo is 16% above state average of $768/mo for Missouri.
What is the median home value in Stone County?
The median home value in Stone County, Missouri is $236,500. This is 16% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.