Cost of Living in Posey County, Indiana

$744/mo
Median Monthly Rent
$218,000
Median Home Value
16% below state averageUnaffordable

At a Glance

Median Monthly Rent
$744/mo
16% below state average
Median Home Value
$218,000
23% below national
Rent-to-Income Ratio
23.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Posey County Compares

Median monthly rent comparison

Posey County$744/mo
Indiana Average$883/mo
National Median$1,163/mo

Detailed Housing Stats

$744/mo
Median Gross Rent
$218,000
Median Home Value
$1,051/mo
Monthly Owner Cost
23.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Posey County, Indiana

Posey Beats National Housing Affordability

Posey County renters spend just 11.3% of income on rent, well below the national standard of 30% and significantly better than Indiana's 15.6% state average. With a median household income of $79,124—above the national median of $74,755—Posey residents have more breathing room in their housing budgets than most Americans.

Indiana's Most Affordable County

Posey County ranks among Indiana's most affordable places to live, with the lowest rent-to-income ratio in this analysis. At 11.3%, it's a full 4.3 percentage points better than the state average, making it a standout for renters and homeowners alike.

Southwest Indiana's Housing Bargain

Posey's median rent of $744 is $139 cheaper than Putnam County and $212 below Shelby County, while its median home value of $218,000 stays competitive with regional neighbors. Ripley County offers similar affordability with a 13.5% rent-to-income ratio, but Posey's higher incomes give residents more purchasing power.

Where Your Income Goes

Posey renters dedicate $744 monthly to housing while earning a median $6,594 per month, leaving substantial income for other expenses. Homeowners pay $1,051 monthly, but with a median home value of $218,000, this represents solid equity-building for the region.

Consider Posey for Affordable Living

If housing affordability matters to your relocation decision, Posey County deserves serious consideration—it combines above-average incomes with below-average costs. Compare it against Ripley and Putnam counties to find your ideal fit in southwest Indiana's competitive market.

Affordability Calculator

See how your income compares to housing costs in Posey County

$

Rent Burden

11.3%

of gross income

Max Housing (28% Rule)

$1,846

per month

Owner Cost Burden

15.9%

of gross income

You can likely afford the median home in Posey County

Median home value is $218,000. Estimated monthly cost: $1,740 vs. your max of $1,846.

Rent Affordability Guide

Your rent-to-income ratio11.3%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Posey County, Indiana?
Posey County, Indiana has a median monthly rent of $744/mo and a median home value of $218,000. The affordability rating is Unaffordable, with rent making up approximately 23.0% of median household income.
What is the median rent in Posey County?
The median gross rent in Posey County is $744/mo. This is 16% below state average for Indiana.
Is Posey County affordable?
Posey County is rated Unaffordable based on rent-to-income ratio of 23.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Posey County's rent compare to the state average?
Posey County's median rent of $744/mo is 16% below state average of $883/mo for Indiana.
What is the median home value in Posey County?
The median home value in Posey County, Indiana is $218,000. This is 23% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.