Cost of Living in Hancock County, Illinois

$755/mo
Median Monthly Rent
$108,400
Median Home Value
10% below state averageUnaffordable

At a Glance

Median Monthly Rent
$755/mo
10% below state average
Median Home Value
$108,400
62% below national
Rent-to-Income Ratio
23.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Hancock County Compares

Median monthly rent comparison

Hancock County$755/mo
Illinois Average$837/mo
National Median$1,163/mo

Detailed Housing Stats

$755/mo
Median Gross Rent
$108,400
Median Home Value
$723/mo
Monthly Owner Cost
23.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Hancock County, Illinois

Hancock County offers solid rental affordability

At 13.9%, Hancock County's rent-to-income ratio sits below the national 30% affordability threshold and slightly undercuts Illinois's 14.7% state average. Renters enjoy moderate housing costs relative to their income, positioning the county as a middle-ground option statewide.

Mid-range affordability across Illinois

Hancock County's $755 median rent runs below the state average of $837, though it ranks higher than the state's most affordable counties. The 13.9% rent-to-income ratio reflects competitive pricing for central Illinois housing.

Pricier than Hamilton, cheaper than Henderson

Hancock County's $755 rent sits $189 higher than Hamilton County but $79 lower than Henderson County's $834 median. This middle positioning makes it a balanced choice for renters seeking moderate pricing without sacrificing access to nearby communities.

Balanced housing costs at 13.9% of income

With median household income of $65,044, residents pay $755 monthly rent, leaving strong purchasing power for non-housing expenses. Homeowners spend $723 monthly on properties averaging $108,400, creating affordable ownership pathways.

Considering central Illinois living?

Hancock County delivers reasonable housing costs without venturing into Illinois's cheapest or most expensive markets. Its balanced rent-to-income ratio and stable homeowner costs make it worth comparing to neighboring counties as you weigh your relocation options.

Affordability Calculator

See how your income compares to housing costs in Hancock County

$

Rent Burden

13.9%

of gross income

Max Housing (28% Rule)

$1,518

per month

Owner Cost Burden

13.3%

of gross income

You can likely afford the median home in Hancock County

Median home value is $108,400. Estimated monthly cost: $865 vs. your max of $1,518.

Rent Affordability Guide

Your rent-to-income ratio13.9%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Hancock County, Illinois?
Hancock County, Illinois has a median monthly rent of $755/mo and a median home value of $108,400. The affordability rating is Unaffordable, with rent making up approximately 23.0% of median household income.
What is the median rent in Hancock County?
The median gross rent in Hancock County is $755/mo. This is 10% below state average for Illinois.
Is Hancock County affordable?
Hancock County is rated Unaffordable based on rent-to-income ratio of 23.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Hancock County's rent compare to the state average?
Hancock County's median rent of $755/mo is 10% below state average of $837/mo for Illinois.
What is the median home value in Hancock County?
The median home value in Hancock County, Illinois is $108,400. This is 62% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.