Cost of Living in Martin County, Indiana

$643/mo
Median Monthly Rent
$150,400
Median Home Value
27% below state averageUnaffordable

At a Glance

Median Monthly Rent
$643/mo
27% below state average
Median Home Value
$150,400
47% below national
Rent-to-Income Ratio
21.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Martin County Compares

Median monthly rent comparison

Martin County$643/mo
Indiana Average$883/mo
National Median$1,163/mo

Detailed Housing Stats

$643/mo
Median Gross Rent
$150,400
Median Home Value
$758/mo
Monthly Owner Cost
21.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Martin County, Indiana

Martin County is Indiana's affordability standout

At 11.8%, Martin County's rent-to-income ratio is among the nation's most affordable, well below the national threshold and Indiana's 15.6% state average. Despite a median household income of $65,345, the county's remarkably low $643 median rent makes housing highly accessible.

Lowest housing burden in Indiana

Martin County leads Indiana in housing affordability with an 11.8% rent-to-income ratio—over 3 percentage points better than the state average. The median rent of $643 is the lowest among these eight counties and $240 below the state average, making Martin a rare affordable haven.

Dramatically cheaper than neighbors

Martin County's $643 rent is roughly $300 less than Marshall County's $936 and nearly $500 below Marion County's $1,107. This affordability advantage extends to ownership: the median home value of $150,400 represents some of the region's lowest property prices.

Martin's lean housing costs

The typical Martin County renter earning $65,345 annually spends just $643 monthly on housing—only 11.8% of gross income. Homebuyers with a $150,400 median home value face $758 in monthly ownership costs, preserving substantial income for other needs.

Indiana's best deal for budget-conscious families

If housing affordability tops your relocation checklist, Martin County delivers what most other Indiana counties cannot: rents and home values that consume minimal income. Trade Marion County's urban density for Martin's small-town savings, and free up thousands annually for savings, education, or quality of life.

Affordability Calculator

See how your income compares to housing costs in Martin County

$

Rent Burden

11.8%

of gross income

Max Housing (28% Rule)

$1,525

per month

Owner Cost Burden

13.9%

of gross income

You can likely afford the median home in Martin County

Median home value is $150,400. Estimated monthly cost: $1,201 vs. your max of $1,525.

Rent Affordability Guide

Your rent-to-income ratio11.8%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Martin County, Indiana?
Martin County, Indiana has a median monthly rent of $643/mo and a median home value of $150,400. The affordability rating is Unaffordable, with rent making up approximately 21.0% of median household income.
What is the median rent in Martin County?
The median gross rent in Martin County is $643/mo. This is 27% below state average for Indiana.
Is Martin County affordable?
Martin County is rated Unaffordable based on rent-to-income ratio of 21.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Martin County's rent compare to the state average?
Martin County's median rent of $643/mo is 27% below state average of $883/mo for Indiana.
What is the median home value in Martin County?
The median home value in Martin County, Indiana is $150,400. This is 47% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.