CostBy County

Cost of Living in Sac County, Iowa

$722/mo
Median Monthly Rent
$141,400
Median Home Value

At a Glance

Median Monthly Rent
$722/mo
13% below state average
Median Home Value
$141,400
57% below national
Census GRAPI
17.5%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Sac County Compares

Median monthly rent comparison

Sac County$722/mo
Iowa Average$832/mo
National Median$1,413/mo

Detailed Housing Stats

$722/mo
Median Gross Rent
$141,400
Median Home Value
$706/mo
Monthly Owner Cost
17.5%
Census GRAPI

National Ranking

Affordability Rank

Sac County ranks #602 of 3,142 counties for affordability (top 19%)

Most AffordableLeast Affordable

Sourced county brief

Sac County Median Gross Rent Percentage at 17.5 Percent

Sac County’s official median gross rent as a percentage of household income is 17.5%, which is 7.9 percentage points below the Iowa unweighted county mean of 25.4%. This figure is the official ACS B25071 GRAPI. The median gross rent in the county is $722 per month, while the Iowa unweighted county mean is $832 per month. For homeowners, the median selected monthly owner costs for all owner-occupied units are $706, compared to a state unweighted county mean of $950. The median home value is estimated at $141,400, which is below the state unweighted county mean of $171,037. The median renter-household income is $50,000. All data points in this report are based on the American Community Survey 5-Year Estimates. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Sac County

Affordability Verdict

ACS B25071 estimates median gross rent at 17.5% of renter household income in Sac County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $722 per month; median selected monthly owner costs are $706. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $28,880 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Iowa unweighted mean of county median rents is $832 per month. Sac County's $722 median is 13.3% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Sac County

$

Rent Burden

11.7%

of gross income

Max Housing (28% Rule)

$1,723

per month

Owner Cost Burden

11.5%

of gross income

You can likely afford the median home in Sac County

Median home value is $141,400. Estimated monthly cost: $1,129 vs. your max of $1,723.

Rent Affordability Guide

Your entered rent as a share of entered income11.7%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $73,838Needed: $28,880
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $73,838Needed: $30,257
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $73,838Needed: $32,908

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Sac County, Iowa?
Sac County, Iowa has a median monthly rent of $722/mo and a median home value of $141,400. The affordability rating is Affordable, with median gross rent equal to approximately 17.5% of renter household income.
What is the median rent in Sac County?
The median gross rent in Sac County is $722/mo. This is 13% below state average for Iowa.
Is Sac County affordable?
Sac County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 17.5%. Median gross rent is under 30% of renter household income.
How does Sac County's rent compare to the state average?
Sac County's median rent of $722/mo is 13% below state average of $832/mo for Iowa.
What is the median home value in Sac County?
The median home value in Sac County, Iowa is $141,400. This is 57% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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