Cost of Living in Sac County, Iowa

$643/mo
Median Monthly Rent
$138,400
Median Home Value
21% below state averageUnaffordable

At a Glance

Median Monthly Rent
$643/mo
21% below state average
Median Home Value
$138,400
51% below national
Rent-to-Income Ratio
17.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Sac County Compares

Median monthly rent comparison

Sac County$643/mo
Iowa Average$812/mo
National Median$1,163/mo

Detailed Housing Stats

$643/mo
Median Gross Rent
$138,400
Median Home Value
$692/mo
Monthly Owner Cost
17.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Sac County, Iowa

Sac County rents rank well nationally

Renters in Sac County spend just 10.9% of their income on housing, well below the national average of 14.1%. At $643 per month, median rent is significantly cheaper than comparable communities across the country, making Sac County an affordable option for cost-conscious households.

Iowa's most affordable rental market

Sac County's 10.9% rent-to-income ratio ranks as one of the best in Iowa, beating the state average of 14.1%. With median rent at $643, the county sits $169 below Iowa's median of $812, offering genuine relief for renters statewide.

Cheaper than surrounding counties

Sac County's $643 monthly rent undercuts nearby Shelby County ($810) and Tama County ($865) substantially. The savings extend to homeownership too—median home values of $138,400 compare favorably to neighbors while maintaining the county's cost-of-living advantage.

Housing takes modest income share

With a median household income of $70,991, Sac County residents allocate just 10.9% to rent or 11.7% to mortgage payments. This leaves significantly more income for other necessities compared to Iowa's 14.1% average, providing financial breathing room for families.

Consider Sac County for affordability

If you're relocating to Iowa and prioritizing low housing costs, Sac County deserves serious consideration. With the state's best rent-to-income ratio and median rents $169 below the Iowa average, your paycheck stretches further here than almost anywhere else in the region.

Affordability Calculator

See how your income compares to housing costs in Sac County

$

Rent Burden

10.9%

of gross income

Max Housing (28% Rule)

$1,656

per month

Owner Cost Burden

11.7%

of gross income

You can likely afford the median home in Sac County

Median home value is $138,400. Estimated monthly cost: $1,105 vs. your max of $1,656.

Rent Affordability Guide

Your rent-to-income ratio10.9%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Sac County, Iowa?
Sac County, Iowa has a median monthly rent of $643/mo and a median home value of $138,400. The affordability rating is Unaffordable, with rent making up approximately 17.0% of median household income.
What is the median rent in Sac County?
The median gross rent in Sac County is $643/mo. This is 21% below state average for Iowa.
Is Sac County affordable?
Sac County is rated Unaffordable based on rent-to-income ratio of 17.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Sac County's rent compare to the state average?
Sac County's median rent of $643/mo is 21% below state average of $812/mo for Iowa.
What is the median home value in Sac County?
The median home value in Sac County, Iowa is $138,400. This is 51% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.