Cost of Living in Calloway County, Kentucky
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Calloway County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Calloway County ranks #1,309 of 3,142 counties for affordability (top 42%)
Sourced county brief
Calloway County Median Home Value Reaches $183,200
The median home value in Calloway County was estimated at $183,200, a figure that is $22,365 above the Kentucky unweighted county mean of $160,835. For households that rent, the median gross rent is $870 per month, which sits above the state unweighted county mean of $793. The official median gross rent as a percentage of household income, or GRAPI, is 26.7%. This official B25071 estimate is 0.5 percentage points lower than the state unweighted county mean for GRAPI, which is 27.2%. The median renter-household income was recorded at $35,277. For all owner-occupied units, the median selected monthly owner costs are $732, while the Kentucky unweighted county mean for this metric is $753. These figures provide a reproducible snapshot of housing costs for the 2020-2024 period. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Calloway County
Affordability Verdict
ACS B25071 estimates median gross rent at 26.7% of renter household income in Calloway County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $870 per month; median selected monthly owner costs are $732. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $34,800 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Kentucky unweighted mean of county median rents is $793 per month. Calloway County's $870 median is 9.7% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Calloway County
Rent Burden
19.8%
of gross income
Max Housing (28% Rule)
$1,230
per month
Owner Cost Burden
16.7%
of gross income
The median home in Calloway County may be a stretch
Median home value is $183,200. Estimated monthly cost: $1,463 vs. your max of $1,230.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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