Cost of Living in Clark County, Indiana

$1,058/mo
Median Monthly Rent
$212,400
Median Home Value
20% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,058/mo
20% above state average
Median Home Value
$212,400
25% below national
Rent-to-Income Ratio
29.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Clark County Compares

Median monthly rent comparison

Clark County$1,058/mo
Indiana Average$883/mo
National Median$1,163/mo

Detailed Housing Stats

$1,058/mo
Median Gross Rent
$212,400
Median Home Value
$1,080/mo
Monthly Owner Cost
29.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Clark County, Indiana

Clark County's housing squeeze

Clark County residents spend 17.6% of their $72,298 median income on rent—exceeding both the national and state averages despite earning nearly in line with the U.S. median. At $1,058 per month, Clark County's rent is 20% above Indiana's state average, signaling tighter affordability in this market.

Among Indiana's pricier counties

Clark County ranks above the state average of 15.6% for rent-to-income ratio at 17.6%, placing it in the less affordable tier of Indiana counties. This combination of higher rents and moderate incomes makes Clark County one of the state's more expensive housing markets.

Clark leads region in rent costs

At $1,058 monthly, Clark County's median rent is the highest among its peer counties—exceeding Cass ($778), Clay ($837), and Daviess ($837) by significant margins. Only renters in Clinton County ($915) come close, making Clark the region's premium rental market.

Clark's housing payment reality

Clark County households earning $72,298 annually face $1,058 in monthly rent or $1,080 in mortgage payments, each consuming roughly 17.6% and 18% of income respectively. With a median home value of $212,400, ownership requires substantial financial capacity compared to neighboring counties.

Clark County isn't the bargain play

If housing affordability drives your relocation decision, Clark County's 17.6% rent-to-income ratio makes it less attractive than nearby alternatives like Clay or Daviess counties. However, if you're relocating for employment and income is less constrained, Clark's proximity to Louisville and stronger job market may justify the premium.

Affordability Calculator

See how your income compares to housing costs in Clark County

$

Rent Burden

17.6%

of gross income

Max Housing (28% Rule)

$1,687

per month

Owner Cost Burden

17.9%

of gross income

The median home in Clark County may be a stretch

Median home value is $212,400. Estimated monthly cost: $1,696 vs. your max of $1,687.

Rent Affordability Guide

Your rent-to-income ratio17.6%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Clark County, Indiana?
Clark County, Indiana has a median monthly rent of $1,058/mo and a median home value of $212,400. The affordability rating is Unaffordable, with rent making up approximately 29.0% of median household income.
What is the median rent in Clark County?
The median gross rent in Clark County is $1,058/mo. This is 20% above state average for Indiana.
Is Clark County affordable?
Clark County is rated Unaffordable based on rent-to-income ratio of 29.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Clark County's rent compare to the state average?
Clark County's median rent of $1,058/mo is 20% above state average of $883/mo for Indiana.
What is the median home value in Clark County?
The median home value in Clark County, Indiana is $212,400. This is 25% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.