Cost of Living in Bonner County, Idaho

$1,059/mo
Median Monthly Rent
$433,400
Median Home Value
15% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,059/mo
15% above state average
Median Home Value
$433,400
54% above national
Rent-to-Income Ratio
27.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Bonner County Compares

Median monthly rent comparison

Bonner County$1,059/mo
Idaho Average$919/mo
National Median$1,163/mo

Detailed Housing Stats

$1,059/mo
Median Gross Rent
$433,400
Median Home Value
$1,015/mo
Monthly Owner Cost
27.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Bonner County, Idaho

Bonner rents strain incomes nationally

Bonner County renters spend 19.5% of their income on rent—well above the national sweet spot of roughly 15-18%. While the county's median income of $65,168 lags the national median of $74,755, housing costs here bite deeper than they do for typical American households.

Idaho's affordability gap grows here

At 19.5%, Bonner's rent-to-income ratio exceeds Idaho's state average of 16.8%, ranking the county among the least affordable in the state. Median rent of $1,059 also runs $140 above the state average, putting pressure on local renters.

Pricier than northern Idaho peers

Bonner's $1,059 rent outpaces both Boundary County ($867) and Caribou County ($800), making it the costliest among its rural northern neighbors. The higher rents reflect Bonner's proximity to recreational amenities and Coeur d'Alene's growing appeal as a relocation destination.

Nearly 20 cents of every dollar

Bonner renters spend $1,059 monthly while homeowners face $1,015, yet both eat into a median income of just $65,168. That 19.5% rental burden leaves households squeezed after paying for other essentials.

Consider Bonner carefully if renting

If you're relocating to north Idaho, compare Bonner's tight rental market to Boundary ($867) or Caribou ($800)—you could save $2,000–$3,000 annually in neighboring counties. Owner costs are moderate at $1,015/month, making home purchase the better long-term bet here.

Affordability Calculator

See how your income compares to housing costs in Bonner County

$

Rent Burden

19.5%

of gross income

Max Housing (28% Rule)

$1,521

per month

Owner Cost Burden

18.7%

of gross income

The median home in Bonner County may be a stretch

Median home value is $433,400. Estimated monthly cost: $3,460 vs. your max of $1,521.

Rent Affordability Guide

Your rent-to-income ratio19.5%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Bonner County, Idaho?
Bonner County, Idaho has a median monthly rent of $1,059/mo and a median home value of $433,400. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.
What is the median rent in Bonner County?
The median gross rent in Bonner County is $1,059/mo. This is 15% above state average for Idaho.
Is Bonner County affordable?
Bonner County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Bonner County's rent compare to the state average?
Bonner County's median rent of $1,059/mo is 15% above state average of $919/mo for Idaho.
What is the median home value in Bonner County?
The median home value in Bonner County, Idaho is $433,400. This is 54% above the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.