Cost of Living in Montour County, Pennsylvania
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Montour County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Montour County ranks #587 of 3,144 counties for affordability (top 19%)
Data Story
About Cost of Living in Montour County, Pennsylvania
Montour's higher ratio reflects premium pricing
Montour County's 17.4% rent-to-income ratio exceeds national benchmarks despite a $72,926 median income just slightly above the national average. The $1,057 monthly rent reflects a regional market where housing costs have risen faster than incomes.
Among Pennsylvania's pricier counties
Montour's 17.4% rent-to-income ratio ties Montgomery for the state's second-highest burden, well above Pennsylvania's 16.5% average. The county's $1,057 median rent is $97 above the state average, signaling a tighter local housing market.
Pricey for central Pennsylvania
Montour's $1,057 rent significantly exceeds McKean ($769), Mercer ($808), and Mifflin ($792), while matching Lycoming ($887) and undercutting Northampton ($1,335). Its $240,300 median home value suggests market appreciation reshaping the region.
Ownership and renting equally strained
Renters allocate $1,057 monthly (17.4% of income) while homeowners pay $1,002 monthly (16.5%), creating unusual pressure on renters. Despite identical rent-to-income ratios, the absolute costs feel elevated for the county's income level.
Montour's appeal may not justify costs
Before relocating to Montour, compare its 17.4% rent burden against nearby Lycoming (16.5%) and Mercer (16.0%) to ensure the premium aligns with your priorities. The county's rising home values suggest sustained cost pressures ahead.
Cost of Living Advisory: Montour County
Affordability Verdict
For renters in Montour County, the market is affordable. Expect to pay around $1,057/month in gross rent, with 27.0% of renter households considered cost-burdened.
Rent vs. Own
Renters in Montour County pay $1,057/month on average, compared to $1,002/month for homeowners. This market favors buyers by about 5%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $42,280/year. For owner costs at the 28% rule, the required income is roughly $42,943/year. With a median household income of $72,926, most households can comfortably afford rent here. Notably, 27.0% of renter households in Montour County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Montour County sits 5% less expensive than Allegheny County ($1,111/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Montour County
Rent Burden
17.4%
of gross income
Max Housing (28% Rule)
$1,702
per month
Owner Cost Burden
16.5%
of gross income
The median home in Montour County may be a stretch
Median home value is $240,300. Estimated monthly cost: $1,918 vs. your max of $1,702.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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