Cost of Living in Boise County, Idaho

$854/mo
Median Monthly Rent
$424,100
Median Home Value

At a Glance

Median Monthly Rent
$854/mo
7% below state average
Median Home Value
$424,100
50% above national
Rent-to-Income Ratio
25.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Boise County Compares

Median monthly rent comparison

Boise County$854/mo
Idaho Average$919/mo
National Median$1,163/mo

Detailed Housing Stats

$854/mo
Median Gross Rent
$424,100
Median Home Value
$973/mo
Monthly Owner Cost
25.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Boise County ranks #838 of 3,144 counties for affordability (top 27%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Boise County, Idaho

Boise County combines low rent with solid income

Boise County's rent-to-income ratio of 13.3% beats the national standard, with renters spending just $854 monthly on a median household income of $77,349. This county's above-national income paired with below-average housing costs creates genuine affordability for renters and homebuyers alike.

Boise County ranks among Idaho's most affordable

Boise County's 13.3% rent-to-income ratio sits well below Idaho's state average of 16.8%, positioning it as one of the state's best affordability markets. At $854 monthly, median rent undercuts the state median of $919 while household incomes exceed state norms by $467.

Boise County offers mountain living at moderate cost

Boise County's median rent of $854 aligns with Bingham County ($845) and undercuts Ada County ($1,465) by over $600 monthly. Though home values of $424,100 reflect mountain-area premiums, they remain accessible compared to Blaine County's $663,800 or Ada's $476,000.

Renters and owners both achieve balance

Boise County renters spend $854 monthly while homeowners pay $973, both moderate on a median income of $77,349 that exceeds national norms. Housing consumes just 13.3% of income, leaving substantial earnings for savings, healthcare, and discretionary spending.

Boise County: affordability meets mountain character

If you want mountain living without Ada County's price tag or Blaine County's exclusivity, Boise County delivers solid income potential and genuine housing affordability. This underrated county offers genuine value for those balancing cost and lifestyle in Idaho's scenic interior.

Cost of Living Advisory: Boise County

Affordability Verdict

Housing in Boise County is affordable. The median rent is $854/month against a median household income of $77,349, putting rent at 13.2% of income.

Rent vs. Own

At $854/month rent versus $973/month in owner costs, renting is roughly $119/month cheaper — a 12% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $34,160/year. For owner costs at the 28% rule, the required income is roughly $41,700/year. With a median household income of $77,349, most households can comfortably afford rent here. Notably, 25.0% of renter households in Boise County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Fremont County where rent averages $803/month, Boise County is approximately 6% more expensive.

Affordability Calculator

See how your income compares to housing costs in Boise County

$

Rent Burden

13.2%

of gross income

Max Housing (28% Rule)

$1,805

per month

Owner Cost Burden

15.1%

of gross income

The median home in Boise County may be a stretch

Median home value is $424,100. Estimated monthly cost: $3,386 vs. your max of $1,805.

Rent Affordability Guide

Your rent-to-income ratio13.2%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $77,349Needed: $34,160
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $77,349Needed: $41,700
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? No
Your income: $77,349Needed: $98,700

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Boise County, Idaho?
Boise County, Idaho has a median monthly rent of $854/mo and a median home value of $424,100. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.
What is the median rent in Boise County?
The median gross rent in Boise County is $854/mo. This is 7% below state average for Idaho.
Is Boise County affordable?
Boise County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Boise County's rent compare to the state average?
Boise County's median rent of $854/mo is 7% below state average of $919/mo for Idaho.
What is the median home value in Boise County?
The median home value in Boise County, Idaho is $424,100. This is 50% above the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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