Cost of Living in Treasure County, Montana
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Treasure County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Treasure County ranks #81 of 3,144 counties for affordability (top 3%)
Data Story
About Cost of Living in Treasure County, Montana
Treasure County holds its own nationally
Treasure County's median household income of $73,036 nearly matches the national median of $74,755, and its 16.3% rent-to-income ratio stays within the typical American range. At $992 monthly rent, the county sits above national and state medians but remains manageable for its income level.
Slightly above Montana's affordability average
Treasure County's 16.3% rent-to-income ratio edges above Montana's state average of 15.9%, placing it in the mid-range of the state's affordability rankings. The $992 median rent is substantially higher than Montana's $825 state median, reflecting tighter market conditions.
Mid-priced rental option in region
Treasure County's $992 rent falls between lower-cost neighbors like Teton ($750) and higher-cost Yellowstone ($1,084), while its homeownership costs ($875) are competitive. The county offers a balanced middle ground in regional housing markets.
Rent leads the housing cost equation
Renters spend $992 monthly (16.3% of the $73,036 median income), while homeowners pay $875 on a median property value of $215,300. Overall, housing claims roughly one in six income dollars across both tenure types.
Moderate pricing in rural Montana
Treasure County suits relocators seeking rural Montana living without the premium prices of Yellowstone County, yet with solid income-to-housing alignment. With household incomes close to the national average and mid-range rents, it's a balanced choice for those prioritizing stability over deep discounts.
Cost of Living Advisory: Treasure County
Affordability Verdict
Treasure County offers affordable rental housing at a median of $992/month — about 16.3% of the typical household income here.
Rent vs. Own
At $992/month rent versus $875/month in owner costs, owning is roughly $117/month cheaper — a 12% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $39,680/year. For owner costs at the 28% rule, the required income is roughly $37,500/year. With a median household income of $73,036, most households can comfortably afford rent here. Notably, 15.0% of renter households in Treasure County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Montana, Treasure County is less affordable than Ravalli County by roughly 6% ($992/mo vs $1,054/mo).
Affordability Calculator
See how your income compares to housing costs in Treasure County
Rent Burden
16.3%
of gross income
Max Housing (28% Rule)
$1,704
per month
Owner Cost Burden
14.4%
of gross income
The median home in Treasure County may be a stretch
Median home value is $215,300. Estimated monthly cost: $1,719 vs. your max of $1,704.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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