Cost of Living in Treasure County, Montana
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Treasure County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Treasure County ranks #1,385 of 3,142 counties for affordability (top 44%)
Sourced county brief
Treasure County Official GRAPI Measured at 28.3%
In Treasure County, the official GRAPI was 28.3% during the 2020-2024 ACS period, which is 4.2 percentage points higher than the Montana unweighted county mean official GRAPI of 24.1%. Median gross rent was estimated at $850 per month, compared to the unweighted state mean of $842. For owner-occupied units, median selected monthly owner costs were $793, which is $49 below the state unweighted county mean. The median home value was reported at $230,300, lower than the Montana unweighted county mean of $276,877. Median renter-household income was recorded at $40,313. The rent-to-income percentage described is the official ACS B25071 GRAPI, which measures the median gross rent as a share of renter household income. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Treasure County
Affordability Verdict
ACS B25071 estimates median gross rent at 28.3% of renter household income in Treasure County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $850 per month; median selected monthly owner costs are $793. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $34,000 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Montana unweighted mean of county median rents is $842 per month. Treasure County's $850 median is 0.9% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Treasure County
Rent Burden
15.0%
of gross income
Max Housing (28% Rule)
$1,585
per month
Owner Cost Burden
14.0%
of gross income
The median home in Treasure County may be a stretch
Median home value is $230,300. Estimated monthly cost: $1,839 vs. your max of $1,585.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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