Cost of Living in Chatham County, Georgia

$1,382/mo

Median Monthly Rent

$273,300

Median Home Value

49% above state averageUnaffordable

At a Glance

Median Monthly Rent

$1,382/mo

49% above state average

Median Home Value

$273,300

3% below national

Rent-to-Income Ratio

30.0%

% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating

Unaffordable

Rent over 50% of income

How Chatham County Compares

Median monthly rent comparison

Chatham County$1,382/mo

Georgia Average$927/mo

National Median$1,163/mo

Detailed Housing Stats

$1,382/mo

Median Gross Rent

$273,300

Median Home Value

$1,324/mo

Monthly Owner Cost

30.0%

Rent-to-Income Ratio

Data Story

About Cost of Living in Chatham County, Georgia

Chatham rents run hot versus U.S.

Chatham County renters spend 23.8% of their income on rent, outpacing the national average of roughly 21%. While the county's median household income of $69,575 trails the U.S. figure of $74,755, rent costs here demand a bigger slice of paychecks than most American counties.

Housing squeeze in Savannah's backyard

Chatham's 23.8% rent-to-income ratio ranks among Georgia's least affordable counties, significantly above the state average of 18.6%. At $1,382 per month, median rent here exceeds Georgia's state average by $455, reflecting coastal Georgia's tighter market.

Chatham vs. regional housing costs

Chatham renters pay $1,382 monthly—roughly $155 more than Clarke County ($1,162) and $593 more than Chattooga County ($789). However, median home values in Chatham ($273,300) place it in the middle range regionally, more affordable than Cherokee County's $389,800 but pricier than Chattahoochee's $99,800.

Where Chatham dollars go

Renters dedicate nearly 24 cents of every dollar earned to housing, while homeowners spend 22.8% on monthly ownership costs. The median home value of $273,300 reflects a mix of affordability and coastal demand, squeezing both renters and buyers in this coastal market.

Considering Chatham? Know the trade-offs.

Chatham offers Savannah's amenities but demands higher housing costs than inland Georgia. Renters and buyers should compare the 23.8% rent burden here against more affordable counties inland, or budget carefully if the coastal lifestyle is worth the premium.

Affordability Calculator

See how your income compares to housing costs in Chatham County

Your Annual Household Income

Rent Burden

23.8%

of gross income

Max Housing (28% Rule)

$1,623

per month

Owner Cost Burden

22.8%

of gross income

The median home in Chatham County may be a stretch

Median home value is $273,300. Estimated monthly cost: $2,182 vs. your max of $1,623.

Rent Affordability Guide

Your rent-to-income ratio23.8%

Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Chatham County, Georgia?

Chatham County, Georgia has a median monthly rent of $1,382/mo and a median home value of $273,300. The affordability rating is Unaffordable, with rent making up approximately 30.0% of median household income.

What is the median rent in Chatham County?

The median gross rent in Chatham County is $1,382/mo. This is 49% above state average for Georgia.

Is Chatham County affordable?

Chatham County is rated Unaffordable based on rent-to-income ratio of 30.0%. Spending over 50% of income on rent is generally considered unaffordable.

How does Chatham County's rent compare to the state average?

Chatham County's median rent of $1,382/mo is 49% above state average of $927/mo for Georgia.

What is the median home value in Chatham County?

The median home value in Chatham County, Georgia is $273,300. This is 3% below the national median home value of $281,900.