CostBy County

Cost of Living in Chatham County, Georgia

$1,471/mo
Median Monthly Rent
$302,700
Median Home Value

At a Glance

Median Monthly Rent
$1,471/mo
52% above state average
Median Home Value
$302,700
9% below national
Census GRAPI
32.4%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Stretched
Median gross rent is 30–50% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Chatham County Compares

Median monthly rent comparison

Chatham County$1,471/mo
Georgia Average$965/mo
National Median$1,413/mo

Detailed Housing Stats

$1,471/mo
Median Gross Rent
$302,700
Median Home Value
$1,341/mo
Monthly Owner Cost
32.4%
Census GRAPI

National Ranking

Affordability Rank

Chatham County ranks #2,796 of 3,142 counties for affordability (bottom 11%)

Most AffordableLeast Affordable

Sourced county brief

Official Median Rent Burden in Chatham County Reaches 32.4 Percent

In Chatham County, Georgia, the median gross rent as a percentage of household income (GRAPI) was estimated at 32.4% during the 2020-2024 period. This figure, reported as the official ACS B25071 estimate, is 3.8 percentage points higher than the state unweighted county mean of 28.6%. The median gross rent in the county was $1,471 per month, which is above the Georgia unweighted county mean of $965. For homeowners, the median home value was $302,700, and median selected monthly owner costs were $1,341. These owner metrics were also above the state unweighted county means of $197,933 for home values and $905 for monthly costs. Among renter households, the median income was $51,600. These statistics are based on the latest 5-year snapshot provided by the U.S. Census Bureau. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Chatham County

Affordability Verdict

ACS B25071 estimates median gross rent at 32.4% of renter household income in Chatham County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $1,471 per month; median selected monthly owner costs are $1,341. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $58,840 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Georgia unweighted mean of county median rents is $965 per month. Chatham County's $1,471 median is 52.4% above that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Chatham County

$

Rent Burden

24.8%

of gross income

Max Housing (28% Rule)

$1,659

per month

Owner Cost Burden

22.6%

of gross income

The median home in Chatham County may be a stretch

Median home value is $302,700. Estimated monthly cost: $2,417 vs. your max of $1,659.

Rent Affordability Guide

Your entered rent as a share of entered income24.8%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $71,097Needed: $58,840
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $71,097Needed: $57,471
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $71,097Needed: $70,447

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Chatham County, Georgia?
Chatham County, Georgia has a median monthly rent of $1,471/mo and a median home value of $302,700. The affordability rating is Stretched, with median gross rent equal to approximately 32.4% of renter household income.
What is the median rent in Chatham County?
The median gross rent in Chatham County is $1,471/mo. This is 52% above state average for Georgia.
Is Chatham County affordable?
Chatham County is rated Stretched using the Census median gross-rent-as-a-percentage-of-income measure of 32.4%. Median gross rent is 30–50% of renter household income.
How does Chatham County's rent compare to the state average?
Chatham County's median rent of $1,471/mo is 52% above state average of $965/mo for Georgia.
What is the median home value in Chatham County?
The median home value in Chatham County, Georgia is $302,700. This is 9% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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