Cost of Living in Coconino County, Arizona
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Coconino County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Coconino County ranks #2,859 of 3,144 counties for affordability (bottom 9%)
Data Story
About Cost of Living in Coconino County, Arizona
Coconino rents exceed national norms
At 24.2%, Coconino County's rent-to-income ratio significantly outpaces the national median, meaning renters here sacrifice more of their earnings for housing than typical Americans. With median rent at $1,406 against a $69,748 household income, Coconino represents Arizona's priciest rental market.
Arizona's costliest rental county
Coconino County ranks as Arizona's most expensive for renters, with a 24.2% rent-to-income ratio well above the state average of 19.4%. At $1,406 per month, Coconino's median rent exceeds the state average by 38%, driven partly by Flagstaff's mountain-town desirability and altitude.
Steeper than every surrounding county
Coconino's $1,406 median rent towers over Navajo County data and far exceeds Apache ($647), Cochise ($939), and Gila ($1,001) counties to the south. Even its median home value of $413,200 approaches Maricopa County's Phoenix-driven prices, making Coconino a premium Arizona market.
Renters sacrifice 24% of income
Coconino renters pay $1,406 monthly—24.2% of the $69,748 median income—while homeowners pay $974, or just 16.8% of income. This 7.4 percentage point gap shows why owning, despite a $413,200 median home price, becomes financially appealing for those who can afford entry.
Coconino rewards committed residents
If Flagstaff's high-altitude lifestyle and outdoor access justify premium housing costs, Coconino County delivers—but renters should expect to allocate a quarter of income to rent. Compare this against lower-cost Gila and Apache counties to confirm the lifestyle premium fits your budget.
Cost of Living Advisory: Coconino County
Affordability Verdict
Coconino County is affordable for renters, with a median gross rent of $1,406/month representing approximately 24.2% of median household income. The rent burden (GRAPI) stands at 31.0%.
Rent vs. Own
Renters in Coconino County pay $1,406/month on average, compared to $974/month for homeowners. This market favors buyers by about 31%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $56,240/year. For owner costs at the 28% rule, the required income is roughly $41,743/year. With a median household income of $69,748, most households can comfortably afford rent here. Notably, 31.0% of renter households in Coconino County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Arizona, Coconino County is more affordable than Yavapai County by roughly 12% ($1,406/mo vs $1,258/mo).
Affordability Calculator
See how your income compares to housing costs in Coconino County
Rent Burden
24.2%
of gross income
Max Housing (28% Rule)
$1,627
per month
Owner Cost Burden
16.8%
of gross income
The median home in Coconino County may be a stretch
Median home value is $413,200. Estimated monthly cost: $3,299 vs. your max of $1,627.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Coconino County, Arizona?
What is the median rent in Coconino County?
Is Coconino County affordable?
How does Coconino County's rent compare to the state average?
What is the median home value in Coconino County?
Counties with Similar Housing Costs
Planning a Move?
Researching the cost of living in Coconino County, Arizona? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCompare Mortgage Rates in Coconino County
Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.