Cost of Living in Clear Creek County, Colorado

$1,230/mo

Median Monthly Rent

$572,800

Median Home Value

2% below state averageUnaffordable

At a Glance

Median Monthly Rent

$1,230/mo

2% below state average

Median Home Value

$572,800

103% above national

Rent-to-Income Ratio

32.0%

% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating

Unaffordable

Rent over 50% of income

How Clear Creek County Compares

Median monthly rent comparison

Clear Creek County$1,230/mo

Colorado Average$1,253/mo

National Median$1,163/mo

Detailed Housing Stats

$1,230/mo

Median Gross Rent

$572,800

Median Home Value

$1,794/mo

Monthly Owner Cost

32.0%

Rent-to-Income Ratio

Data Story

About Cost of Living in Clear Creek County, Colorado

Clear Creek: high income, balanced costs

Clear Creek County's median household income of $96,667 is 29% above the national average, and its rent-to-income ratio of 15.3% beats most American markets. This mountain county balances premium lifestyle with reasonable housing cost burden.

Affordable mountain living with strong earnings

Clear Creek's 15.3% rent-to-income ratio ties it as one of Colorado's most affordable counties despite mountain location, while its $96,667 median income ranks among the state's highest. This combination of strong wages and moderate housing costs is rare.

Rent cheaper than Chaffee, higher than Custer

Clear Creek's $1,230 median rent falls between Chaffee County's $1,514 and Custer County's $1,021, offering middle-ground pricing for the mountain West. Yet homeownership costs ($1,794 monthly) exceed neighboring counties, reflecting premium mountain property values.

High earners keep housing burden low

Despite $572,800 median home values, Clear Creek renters spend only 15.3% of their $96,667 income on rent, thanks to relatively strong local earnings. Homeowners pay 22.3% of income toward monthly costs—higher than renters but manageable for this high-earning county.

Move to Clear Creek for mountain life

If you earn above-average income and value mountain amenities, Clear Creek delivers—your strong salary cushions the premium home prices. This county rewards higher earners with urban-quality housing affordability in a stunning natural setting.

Affordability Calculator

See how your income compares to housing costs in Clear Creek County

Your Annual Household Income

Rent Burden

15.3%

of gross income

Max Housing (28% Rule)

$2,256

per month

Owner Cost Burden

22.3%

of gross income

The median home in Clear Creek County may be a stretch

Median home value is $572,800. Estimated monthly cost: $4,573 vs. your max of $2,256.

Rent Affordability Guide

Your rent-to-income ratio15.3%

Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Clear Creek County, Colorado?

Clear Creek County, Colorado has a median monthly rent of $1,230/mo and a median home value of $572,800. The affordability rating is Unaffordable, with rent making up approximately 32.0% of median household income.

What is the median rent in Clear Creek County?

The median gross rent in Clear Creek County is $1,230/mo. This is 2% below state average for Colorado.

Is Clear Creek County affordable?

Clear Creek County is rated Unaffordable based on rent-to-income ratio of 32.0%. Spending over 50% of income on rent is generally considered unaffordable.

How does Clear Creek County's rent compare to the state average?

Clear Creek County's median rent of $1,230/mo is 2% below state average of $1,253/mo for Colorado.

What is the median home value in Clear Creek County?

The median home value in Clear Creek County, Colorado is $572,800. This is 103% above the national median home value of $281,900.