Cost of Living in Summit County, Colorado

$1,851/mo
Median Monthly Rent
$850,700
Median Home Value
48% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,851/mo
48% above state average
Median Home Value
$850,700
202% above national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Summit County Compares

Median monthly rent comparison

Summit County$1,851/mo
Colorado Average$1,253/mo
National Median$1,163/mo

Detailed Housing Stats

$1,851/mo
Median Gross Rent
$850,700
Median Home Value
$1,874/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Summit County, Colorado

Summit County's premium mountain prices

Summit County's 20.9% rent-to-income ratio slightly exceeds Colorado's 20.2% state average despite earning a top-tier $106,255 median household income. Renters pay $1,851 monthly—48% above the national median—a premium justified by world-class skiing and mountain prestige.

Among Colorado's pricier counties

Summit County's 20.9% rent-to-income ratio ranks above Colorado's 20.2% average, placing it among the state's more expensive housing markets despite stellar household incomes. The $1,851 median rent runs $598 above the state average, reflecting Summit's status as a resort-driven economy.

Summit commands the mountain premium

Summit's $1,851 rent towers over San Juan ($1,076) and San Miguel ($1,173), nearly double what nearby mountain counties charge for housing. The $850,700 median home value is the highest in this eight-county set, capturing the destination desirability and limited land supply that define Colorado's premier ski resort county.

High earners, high housing costs

Summit renters pay $1,851 monthly while homeowners face $1,874—virtually identical costs as the county attracts high-income households willing to pay for mountain access. At $106,255 median income, both renting and buying consume roughly 21% of household earnings, requiring six-figure salaries to maintain comfortable budgets.

For serious mountain pursuits only

Summit County demands the highest income threshold in this group: plan to earn at least $106,255 annually to comfortably afford $1,851 rent or an $850,700 home purchase. If ski culture and high-altitude living justify the premium for you, Summit delivers unmatched mountain access—but only for well-compensated relocators.

Affordability Calculator

See how your income compares to housing costs in Summit County

$

Rent Burden

20.9%

of gross income

Max Housing (28% Rule)

$2,479

per month

Owner Cost Burden

21.2%

of gross income

The median home in Summit County may be a stretch

Median home value is $850,700. Estimated monthly cost: $6,791 vs. your max of $2,479.

Rent Affordability Guide

Your rent-to-income ratio20.9%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Summit County, Colorado?
Summit County, Colorado has a median monthly rent of $1,851/mo and a median home value of $850,700. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Summit County?
The median gross rent in Summit County is $1,851/mo. This is 48% above state average for Colorado.
Is Summit County affordable?
Summit County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Summit County's rent compare to the state average?
Summit County's median rent of $1,851/mo is 48% above state average of $1,253/mo for Colorado.
What is the median home value in Summit County?
The median home value in Summit County, Colorado is $850,700. This is 202% above the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.