Cost of Living in Maui County, Hawaii

$1,863/mo
Median Monthly Rent
$858,600
Median Home Value

At a Glance

Median Monthly Rent
$1,863/mo
10% above state average
Median Home Value
$858,600
205% above national
Rent-to-Income Ratio
32.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Maui County Compares

Median monthly rent comparison

Maui County$1,863/mo
Hawaii Average$1,688/mo
National Median$1,163/mo

Detailed Housing Stats

$1,863/mo
Median Gross Rent
$858,600
Median Home Value
$2,025/mo
Monthly Owner Cost
32.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Maui County ranks #1,955 of 3,144 counties for affordability (bottom 38%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Maui County, Hawaii

Maui rents strain even above-average incomes

Maui County's 23.5% rent-to-income ratio exceeds the national norm, even though its $95,076 median household income runs 27% above the U.S. average. Monthly rent of $1,863 reflects the islands' strong tourism economy and constrained housing supply.

Third-most expensive county statewide

Maui County ranks third from last among Hawaii's five counties for affordability, with a 23.5% rent-to-income ratio that tops the state average of 22.1%. Only Honolulu and Kauai counties impose greater housing burdens on their residents.

Maui rents compete with Kauai, Honolulu

Maui's $1,863 median rent nearly matches Kauai's $1,810 and trails Honolulu's $2,054, while exceeding Hawaii County and Kalawao considerably. This positioning reflects Maui's dual economy—resort tourism in Wailea and West Maui drives up all housing costs across the county.

Over a quarter of income for housing

Maui residents spend 23.5% of their $95,076 median household income—roughly $1,863 monthly—on rent, with homeownership even pricier at $2,025 per month. Median home values of $858,600 mean that purchasing requires either substantial savings or household incomes well above the $95,076 median.

Maui: premium island living with tradeoffs

Maui's beaches, culture, and amenities justify high housing costs for many, but the 23.5% rent-to-income ratio demands solid household incomes to make the move sustainable. Compare your income against Maui's $95,076 median and budget for the reality that nearly a quarter of earnings will go toward housing alone.

Cost of Living Advisory: Maui County

Affordability Verdict

Housing in Maui County is affordable. The median rent is $1,863/month against a median household income of $95,076, putting rent at 23.5% of income.

Rent vs. Own

Renters in Maui County pay $1,863/month on average, compared to $2,025/month for homeowners. This market favors renters by about 8%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $74,520/year. For owner costs at the 28% rule, the required income is roughly $86,786/year. With a median household income of $95,076, most households can comfortably afford rent here. Notably, 32.0% of renter households in Maui County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Kauai County where rent averages $1,810/month, Maui County is approximately 3% more expensive.

Affordability Calculator

See how your income compares to housing costs in Maui County

$

Rent Burden

23.5%

of gross income

Max Housing (28% Rule)

$2,218

per month

Owner Cost Burden

25.6%

of gross income

The median home in Maui County may be a stretch

Median home value is $858,600. Estimated monthly cost: $6,854 vs. your max of $2,218.

Rent Affordability Guide

Your rent-to-income ratio23.5%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $95,076Needed: $74,520
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $95,076Needed: $86,786
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? No
Your income: $95,076Needed: $199,820

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Maui County, Hawaii?
Maui County, Hawaii has a median monthly rent of $1,863/mo and a median home value of $858,600. The affordability rating is Unaffordable, with rent making up approximately 32.0% of median household income.
What is the median rent in Maui County?
The median gross rent in Maui County is $1,863/mo. This is 10% above state average for Hawaii.
Is Maui County affordable?
Maui County is rated Unaffordable based on rent-to-income ratio of 32.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Maui County's rent compare to the state average?
Maui County's median rent of $1,863/mo is 10% above state average of $1,688/mo for Hawaii.
What is the median home value in Maui County?
The median home value in Maui County, Hawaii is $858,600. This is 205% above the national median home value of $281,900.

Counties with Similar Housing Costs

Sponsored

Planning a Move?

Researching the cost of living in Maui County, Hawaii? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes
Sponsored

Compare Mortgage Rates in Maui County

Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.

See Today's Rates
By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.