Cost of Living in Charles County, Maryland
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Charles County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Charles County, Maryland
Charles County rents eat 18.9% of income
Charles County residents spend 18.9% of their median household income on rent, slightly above the national average of roughly 18%. With a median household income of $120,592—well above the national median of $74,755—Charles County renters enjoy stronger purchasing power than most Americans, even as rents climb.
Above Maryland's affordability average
Charles County's 18.9% rent-to-income ratio places it slightly above Maryland's state average of 18.3%, meaning housing costs consume a touch more of residents' paychecks than typical for the state. However, the county's strong median income of $120,592 keeps it competitive across Maryland's housing landscape.
Pricier than nearby Southern Maryland
Charles County's median rent of $1,897 significantly exceeds nearby Dorchester County ($959) and Garrett County ($710), reflecting its proximity to Washington D.C. and stronger local economic growth. Homebuyers face similar patterns: Charles County's median home value of $402,300 tops most rural neighbors, though it trails affluent Howard County ($576,700).
Income covers both rents and mortgages
Renters pay $1,897 monthly while homeowners spend $2,170 on mortgage costs—both manageable on the county's $120,592 median income. Together, housing consumes roughly 30% of a typical household's gross income, leaving room for other expenses.
Consider Charles for D.C. commuters
If you're weighing relocation, Charles County offers strong income levels and reasonable housing costs compared to closer-in Maryland suburbs. Compare its 18.9% rent ratio against Howard ($16.6%) and Frederick ($17.0%) to find your affordability sweet spot.
Affordability Calculator
See how your income compares to housing costs in Charles County
Rent Burden
18.9%
of gross income
Max Housing (28% Rule)
$2,814
per month
Owner Cost Burden
21.6%
of gross income
The median home in Charles County may be a stretch
Median home value is $402,300. Estimated monthly cost: $3,212 vs. your max of $2,814.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.