Cost of Living in Yuma County, Arizona

$983/mo
Median Monthly Rent
$195,700
Median Home Value
3% below state averageUnaffordable

At a Glance

Median Monthly Rent
$983/mo
3% below state average
Median Home Value
$195,700
31% below national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Yuma County Compares

Median monthly rent comparison

Yuma County$983/mo
Arizona Average$1,016/mo
National Median$1,163/mo

Detailed Housing Stats

$983/mo
Median Gross Rent
$195,700
Median Home Value
$851/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Yuma County, Arizona

Yuma achieves near-national balance

Yuma County's 19.5% rent-to-income ratio closely mirrors national affordability norms, making it accessible for renters across income levels. The $983 monthly rent and $60,417 median income represent a stable, balanced housing market relative to the broader United States.

Yuma sits right at state average

Yuma County's 19.5% rent-to-income ratio practically matches Arizona's 19.4% state average, indicating solid affordability relative to state peers. The $983 median rent is only $33 above Arizona's state average of $1,016, delivering mainstream housing economics.

Yuma balances between extremes

At $983 monthly, Yuma's rent falls between Santa Cruz's $781 bargain and Pinal's $1,417 premium, reflecting its position as a moderate-sized agricultural and border hub. The balanced rent-to-income ratio of 19.5% outperforms half the counties analyzed.

Modest costs for modest incomes

Yuma renters pay $983 monthly while homeowners spend $851, with the $60,417 median income yielding rent-to-income and owner-cost-to-income ratios of 19.5% and 16.9% respectively. Both tenure types achieve reasonable housing burden levels.

Yuma offers reliable middle ground

Yuma County delivers balanced affordability without extreme trade-offs—neither the bargain of Santa Cruz nor the premium of Yavapai. If you want stable housing costs aligned with typical Arizona wages, compare Yuma's $195,700 median home value to communities where you currently consider settling.

Affordability Calculator

See how your income compares to housing costs in Yuma County

$

Rent Burden

19.5%

of gross income

Max Housing (28% Rule)

$1,410

per month

Owner Cost Burden

16.9%

of gross income

The median home in Yuma County may be a stretch

Median home value is $195,700. Estimated monthly cost: $1,562 vs. your max of $1,410.

Rent Affordability Guide

Your rent-to-income ratio19.5%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Yuma County, Arizona?
Yuma County, Arizona has a median monthly rent of $983/mo and a median home value of $195,700. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in Yuma County?
The median gross rent in Yuma County is $983/mo. This is 3% below state average for Arizona.
Is Yuma County affordable?
Yuma County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Yuma County's rent compare to the state average?
Yuma County's median rent of $983/mo is 3% below state average of $1,016/mo for Arizona.
What is the median home value in Yuma County?
The median home value in Yuma County, Arizona is $195,700. This is 31% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.