Cost of Living in Yuma County, Arizona
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Yuma County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Yuma County ranks #2,878 of 3,144 counties for affordability (bottom 8%)
Data Story
About Cost of Living in Yuma County, Arizona
Yuma achieves near-national balance
Yuma County's 19.5% rent-to-income ratio closely mirrors national affordability norms, making it accessible for renters across income levels. The $983 monthly rent and $60,417 median income represent a stable, balanced housing market relative to the broader United States.
Yuma sits right at state average
Yuma County's 19.5% rent-to-income ratio practically matches Arizona's 19.4% state average, indicating solid affordability relative to state peers. The $983 median rent is only $33 above Arizona's state average of $1,016, delivering mainstream housing economics.
Yuma balances between extremes
At $983 monthly, Yuma's rent falls between Santa Cruz's $781 bargain and Pinal's $1,417 premium, reflecting its position as a moderate-sized agricultural and border hub. The balanced rent-to-income ratio of 19.5% outperforms half the counties analyzed.
Modest costs for modest incomes
Yuma renters pay $983 monthly while homeowners spend $851, with the $60,417 median income yielding rent-to-income and owner-cost-to-income ratios of 19.5% and 16.9% respectively. Both tenure types achieve reasonable housing burden levels.
Yuma offers reliable middle ground
Yuma County delivers balanced affordability without extreme trade-offs—neither the bargain of Santa Cruz nor the premium of Yavapai. If you want stable housing costs aligned with typical Arizona wages, compare Yuma's $195,700 median home value to communities where you currently consider settling.
Cost of Living Advisory: Yuma County
Affordability Verdict
For renters in Yuma County, the market is affordable. Expect to pay around $983/month in gross rent, with 28.0% of renter households considered cost-burdened.
Rent vs. Own
The median rent in Yuma County is $983/month, while owner costs run $851/month. Owning saves approximately $132/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $39,320/year. For owner costs at the 28% rule, the required income is roughly $36,471/year. With a median household income of $60,417, most households can comfortably afford rent here. Notably, 28.0% of renter households in Yuma County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Yuma County sits 6% less expensive than Mohave County ($1,047/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Yuma County
Rent Burden
19.5%
of gross income
Max Housing (28% Rule)
$1,410
per month
Owner Cost Burden
16.9%
of gross income
The median home in Yuma County may be a stretch
Median home value is $195,700. Estimated monthly cost: $1,562 vs. your max of $1,410.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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