Cost of Living in Pitt County, North Carolina
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Pitt County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Pitt County ranks #2,942 of 3,144 counties for affordability (bottom 6%)
Data Story
About Cost of Living in Pitt County, North Carolina
Pitt County's rent challenge exceeds national norms
Pitt County's rent-to-income ratio of 19.8% sits above the national comfort zone, signaling that renters here dedicate a larger share of income to housing than typical Americans. The median household income of $58,851 falls notably short of the national median of $74,755, while monthly rents of $971 are among the highest in the state.
Above-average housing burden in North Carolina
Pitt County's rent-to-income ratio of 19.8% exceeds North Carolina's 18.6% state average, placing it in the less affordable tier statewide. Despite median rents of $971—above the state median of $938—the county's lower-than-average incomes of $58,851 create the crunch.
Pitt among the priciest in region
Pitt County renters pay $971 monthly—$175 more than Person County ($796) and $182 more than Rockingham County ($789). This makes Pitt's rental market notably tighter compared to nearby alternatives, despite similar or lower household incomes.
Nearly one-fifth of income goes to rent
The typical Pitt County household earning $58,851 annually spends 19.8% of income on rent, consuming roughly $950 per month. Homeownership carries a $1,102 monthly cost, representing about 22.4% of median income—one of the highest homeownership burdens in the region.
Pitt County: weigh affordability carefully
Pitt County's relatively high rent-to-income ratio of 19.8% suggests renters should carefully compare budgets before relocating here. Though home values ($194,300) remain modest, the combination of lower incomes and higher rents makes this county less affordable than neighboring alternatives.
Cost of Living Advisory: Pitt County
Affordability Verdict
Pitt County is affordable for renters, with a median gross rent of $971/month representing approximately 19.8% of median household income. The rent burden (GRAPI) stands at 28.0%.
Rent vs. Own
The median rent in Pitt County is $971/month, while owner costs run $1,102/month. Renting saves approximately $131/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $38,840/year. For owner costs at the 28% rule, the required income is roughly $47,229/year. With a median household income of $58,851, most households can comfortably afford rent here. Notably, 28.0% of renter households in Pitt County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within North Carolina, Pitt County is more affordable than Wilson County by roughly 6% ($971/mo vs $915/mo).
Affordability Calculator
See how your income compares to housing costs in Pitt County
Rent Burden
19.8%
of gross income
Max Housing (28% Rule)
$1,373
per month
Owner Cost Burden
22.5%
of gross income
The median home in Pitt County may be a stretch
Median home value is $194,300. Estimated monthly cost: $1,551 vs. your max of $1,373.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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