Cost of Living in Catoosa County, Georgia
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Catoosa County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Catoosa County ranks #1,869 of 3,144 counties for affordability (bottom 41%)
Data Story
About Cost of Living in Catoosa County, Georgia
Catoosa renters enjoy better-than-average burden
Catoosa County renters spend 15.8% of income on housing—4.2 percentage points below Georgia's 18.6% average and well under the national 20% benchmark. With a median household income of $72,425 and rents at $953 monthly, Catoosa residents combine solid earning power with lighter housing costs than most peers.
Catoosa ranks among Georgia's easier markets
Catoosa County's 15.8% rent-to-income ratio sits comfortably below the Georgia average of 18.6%, placing it among the state's more affordable options. Its median rent of $953 runs slightly above the state average of $927 but delivers outstanding value relative to the income available.
Catoosa offers the best affordability ratio nearby
Catoosa's 15.8% rent-to-income ratio beats Butts (19.3%), Carroll (18.6%), and Camden (19.3%), while its median rent of $953 undercuts only Calhoun ($638). Home values at $214,200 sit below Carroll ($227,500) and Butts ($227,800), offering price relief in a higher-earning market.
Ownership costs barely exceed rents here
Catoosa renters pay $953 monthly while homeowners spend $1,021—a modest $68 gap representing 15.8% of rent income and 14.1% of owner income. At $72,425 median household income, both rental and ownership remain comfortably affordable compared to many peers.
Catoosa balances affordability with earning power
If you earn near $72,000 and want the easiest housing burden in your income range, Catoosa County delivers Georgia's best rent-to-income ratio among higher-earning communities. It outpaces neighbors Carroll and Butts on affordability while matching their earning power, making it an underrated choice.
Cost of Living Advisory: Catoosa County
Affordability Verdict
For renters in Catoosa County, the market is affordable. Expect to pay around $953/month in gross rent, with 27.0% of renter households considered cost-burdened.
Rent vs. Own
The median rent in Catoosa County is $953/month, while owner costs run $1,021/month. Renting saves approximately $68/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $38,120/year. For owner costs at the 28% rule, the required income is roughly $43,757/year. With a median household income of $72,425, most households can comfortably afford rent here. Notably, 27.0% of renter households in Catoosa County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Catoosa County sits 6% more expensive than Cook County ($901/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Catoosa County
Rent Burden
15.8%
of gross income
Max Housing (28% Rule)
$1,690
per month
Owner Cost Burden
16.9%
of gross income
The median home in Catoosa County may be a stretch
Median home value is $214,200. Estimated monthly cost: $1,710 vs. your max of $1,690.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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