Cost of Living in Upshur County, Texas

$1,015/mo
Median Monthly Rent
$171,200
Median Home Value
5% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,015/mo
5% above state average
Median Home Value
$171,200
39% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Upshur County Compares

Median monthly rent comparison

Upshur County$1,015/mo
Texas Average$963/mo
National Median$1,163/mo

Detailed Housing Stats

$1,015/mo
Median Gross Rent
$171,200
Median Home Value
$868/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Upshur County, Texas

Upshur County keeps rent reasonable

Upshur County's 19.4% rent-to-income ratio sits just above Texas's state average (18.1%) and slightly below the national average (20%), offering balanced affordability for renters. With median household income of $62,794 and rent of $1,015, the county balances moderate earnings with manageable housing costs.

Better than average across Texas

Upshur County ranks among Texas's more affordable counties, with a rent-to-income ratio just 1.3 percentage points above the state average and rent running 5% above Texas's median. The county offers solid affordability relative to other Texas regions.

Moderately priced East Texas option

Upshur's $1,015 rent exceeds rural peers Trinity ($823) and Upton ($689) but stays well below Tom Green ($1,125) and far below Travis ($1,669). Its $171,200 median home value similarly positions it in the affordable middle tier among these eight counties.

Balanced housing burden in Upshur

Upshur renters pay $1,015 monthly while homeowners carry $868—both consuming roughly one-fifth of the county's $62,794 median income. This alignment between costs and earnings creates sustainable housing economics for both renter and owner households.

Upshur offers reliable affordability

Upshur County delivers solid housing affordability without sacrificing Texas's rural character, making it attractive for relocators seeking balance. If your expected salary aligns with or exceeds the $62,794 median, Upshur's moderate rents and home prices support stable long-term housing.

Affordability Calculator

See how your income compares to housing costs in Upshur County

$

Rent Burden

19.4%

of gross income

Max Housing (28% Rule)

$1,465

per month

Owner Cost Burden

16.6%

of gross income

You can likely afford the median home in Upshur County

Median home value is $171,200. Estimated monthly cost: $1,367 vs. your max of $1,465.

Rent Affordability Guide

Your rent-to-income ratio19.4%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Upshur County, Texas?
Upshur County, Texas has a median monthly rent of $1,015/mo and a median home value of $171,200. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Upshur County?
The median gross rent in Upshur County is $1,015/mo. This is 5% above state average for Texas.
Is Upshur County affordable?
Upshur County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Upshur County's rent compare to the state average?
Upshur County's median rent of $1,015/mo is 5% above state average of $963/mo for Texas.
What is the median home value in Upshur County?
The median home value in Upshur County, Texas is $171,200. This is 39% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.