Cost of Living in Pend Oreille County, Washington
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Pend Oreille County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Pend Oreille County ranks #1,131 of 3,144 counties for affordability (top 36%)
Data Story
About Cost of Living in Pend Oreille County, Washington
Pend Oreille Stands Out Nationally
Pend Oreille County's rent-to-income ratio of 14.8% ranks among the nation's most affordable, beating the national average by 4 percentage points. With median rent at just $786/month and household income of $63,750, residents here enjoy exceptional housing affordability compared to most American counties.
Washington's Affordability Leader
Pend Oreille boasts the state's lowest rent-to-income ratio at 14.8%, significantly outperforming Washington's 18.8% average. At $786/month, median rent runs $416 below the state median, making it the most affordable rental market in Washington.
Pend Oreille's Unmatched Value
Pend Oreille's $786 rent beats every comparable county: it's $176 cheaper than Pacific County and nearly $650 below neighboring Spokane County. Despite a modest income base of $63,750, residents keep more earnings in their pockets than anywhere else in the region.
The Affordability Formula
Renters in Pend Oreille spend just 14.8% of income on rent, the lowest burden in Washington and well below the state average of 18.8%. Homeowners fare even better at 15.7% for owner costs, with a median home value of $307,800 that's remarkably accessible.
Pend Oreille: Affordability Meets Community
If housing costs dominate your relocation decision, Pend Oreille is where your paycheck stretches furthest in Washington—renters and buyers alike get genuine breathing room. Relocating here could free up thousands annually compared to Pierce, Snohomish, or San Juan counties.
Cost of Living Advisory: Pend Oreille County
Affordability Verdict
Pend Oreille County is affordable for renters, with a median gross rent of $786/month representing approximately 14.8% of median household income. The rent burden (GRAPI) stands at 24.0%.
Rent vs. Own
The median rent in Pend Oreille County is $786/month, while owner costs run $833/month. Renting saves approximately $47/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $31,440/year. For owner costs at the 28% rule, the required income is roughly $35,700/year. With a median household income of $63,750, most households can comfortably afford rent here. Notably, 24.0% of renter households in Pend Oreille County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Stevens County where rent averages $864/month, Pend Oreille County is approximately 9% less expensive.
Affordability Calculator
See how your income compares to housing costs in Pend Oreille County
Rent Burden
14.8%
of gross income
Max Housing (28% Rule)
$1,488
per month
Owner Cost Burden
15.7%
of gross income
The median home in Pend Oreille County may be a stretch
Median home value is $307,800. Estimated monthly cost: $2,457 vs. your max of $1,488.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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