CostBy County

Cost of Living in Putnam County, Ohio

$855/mo
Median Monthly Rent
$201,100
Median Home Value

At a Glance

Median Monthly Rent
$855/mo
5% below state average
Median Home Value
$201,100
40% below national
Census GRAPI
22.0%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Putnam County Compares

Median monthly rent comparison

Putnam County$855/mo
Ohio Average$904/mo
National Median$1,413/mo

Detailed Housing Stats

$855/mo
Median Gross Rent
$201,100
Median Home Value
$914/mo
Monthly Owner Cost
22.0%
Census GRAPI

National Ranking

Affordability Rank

Putnam County ranks #1,682 of 3,142 counties for affordability (bottom 46%)

Most AffordableLeast Affordable

Sourced county brief

Putnam County Renter-Household Income Reaches $46,528 in Snapshot Analysis

The median renter-household income in Putnam County, Ohio, was estimated at $46,528 during the 2020-2024 ACS period. The official B25071 Gross Rent as a Percentage of Household Income (GRAPI) was 22.0%, which is 4.9 percentage points lower than the Ohio unweighted county mean of 26.9%. Median gross rent in the county was $855, below the state's unweighted county mean of $904. For homeowners, the median home value was $201,100, and median selected monthly owner costs were $914. This monthly owner cost is lower than the state's unweighted county mean of $974. All households in the county across tenures had a median income of $84,928. These figures provide a summary of housing and income metrics as reported by the Census Bureau. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Putnam County

Affordability Verdict

ACS B25071 estimates median gross rent at 22.0% of renter household income in Putnam County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $855 per month; median selected monthly owner costs are $914. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $34,200 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Ohio unweighted mean of county median rents is $904 per month. Putnam County's $855 median is 5.4% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Putnam County

$

Rent Burden

12.1%

of gross income

Max Housing (28% Rule)

$1,982

per month

Owner Cost Burden

12.9%

of gross income

You can likely afford the median home in Putnam County

Median home value is $201,100. Estimated monthly cost: $1,605 vs. your max of $1,982.

Rent Affordability Guide

Your entered rent as a share of entered income12.1%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $84,928Needed: $34,200
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $84,928Needed: $39,171
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $84,928Needed: $46,801

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Putnam County, Ohio?
Putnam County, Ohio has a median monthly rent of $855/mo and a median home value of $201,100. The affordability rating is Affordable, with median gross rent equal to approximately 22.0% of renter household income.
What is the median rent in Putnam County?
The median gross rent in Putnam County is $855/mo. This is 5% below state average for Ohio.
Is Putnam County affordable?
Putnam County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 22.0%. Median gross rent is under 30% of renter household income.
How does Putnam County's rent compare to the state average?
Putnam County's median rent of $855/mo is 5% below state average of $904/mo for Ohio.
What is the median home value in Putnam County?
The median home value in Putnam County, Ohio is $201,100. This is 40% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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