Cost of Living in Orange County, Indiana
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Orange County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Orange County ranks #197 of 3,144 counties for affordability (top 6%)
Data Story
About Cost of Living in Orange County, Indiana
Orange County rents are reasonable.
At 15.5%, Orange County's rent-to-income ratio sits just below the national average, making housing here a relatively balanced proposition. The $838 monthly rent reflects modest costs for the county's $64,758 median income, though this is one of the lower-income counties in the comparison group.
Near-average costs within Indiana.
Orange County's 15.5% rent-to-income ratio runs nearly identical to Indiana's 15.6% state average, positioning it as a typical Indiana housing market. This consistency means Orange County offers renters what they'd expect to pay anywhere across the state.
Middle ground between extremes.
Orange County's $838 rent falls between Noble County's bargain $776 and Ohio County's $852, making it a middle-ground choice regionally. Its notably low median home value of $143,900 makes Orange County the most affordable county for buyers in this region.
Modest income, manageable costs.
With a $64,758 median household income, Orange County residents allocate 15.5% to rent ($838/month) or 15.2% to mortgage costs ($816/month). The lower home costs here mean buyers can access homeownership more easily than in neighboring counties, despite the lower overall income levels.
Affordable entry to homeownership.
Orange County combines low home values ($143,900 median) with reasonable rents, making it ideal for first-time buyers or renters prioritizing affordability. If lower housing costs are essential to your move, Orange County's numbers show you'd stretch your dollars further here.
Cost of Living Advisory: Orange County
Affordability Verdict
Housing in Orange County is affordable. The median rent is $838/month against a median household income of $64,758, putting rent at 15.5% of income.
Rent vs. Own
The median rent in Orange County is $838/month, while owner costs run $816/month. Owning saves approximately $22/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $33,520/year. For owner costs at the 28% rule, the required income is roughly $34,971/year. With a median household income of $64,758, most households can comfortably afford rent here. Notably, 28.0% of renter households in Orange County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Vermillion County where rent averages $785/month, Orange County is approximately 7% more expensive.
Affordability Calculator
See how your income compares to housing costs in Orange County
Rent Burden
15.5%
of gross income
Max Housing (28% Rule)
$1,511
per month
Owner Cost Burden
15.1%
of gross income
You can likely afford the median home in Orange County
Median home value is $143,900. Estimated monthly cost: $1,149 vs. your max of $1,511.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Orange County, Indiana?
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Is Orange County affordable?
How does Orange County's rent compare to the state average?
What is the median home value in Orange County?
Counties with Similar Housing Costs
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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