Cost of Living in Russell County, Virginia

$682/mo
Median Monthly Rent
$119,600
Median Home Value

At a Glance

Median Monthly Rent
$682/mo
40% below state average
Median Home Value
$119,600
58% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Russell County Compares

Median monthly rent comparison

Russell County$682/mo
Virginia Average$1,140/mo
National Median$1,163/mo

Detailed Housing Stats

$682/mo
Median Gross Rent
$119,600
Median Home Value
$467/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Russell County ranks #494 of 3,144 counties for affordability (top 16%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Russell County, Virginia

Russell County: ultra-affordable rural gem

Russell County's rent-to-income ratio of 16.7% is among the lowest profiled, even though median household income of $49,020 is the lowest of all eight counties. This southwestern county achieves genuine affordability through exceptionally low rents and home values, not high incomes.

Virginia's cheapest housing by far

Russell County's median rent of $682 is the lowest statewide and 40% cheaper than Virginia's state average of $1,140, while the 16.7% rent-to-income ratio ranks it among the most affordable Virginia jurisdictions. These extreme cost advantages come with rural trade-offs that won't suit every relocator.

Dramatically cheaper than all peers

Russell County's $682 median rent is less than half of neighboring Roanoke County ($1,148) and substantially below all other profiled counties. Home values of $119,600 represent the lowest in the group, offering true entry-level homeownership opportunities vanishingly rare in today's market.

Minimal housing burden despite low income

Renters spend just $682 monthly while homeowners pay $467 from a median income of only $49,020. At 16.7%, the rent-to-income ratio actually rivals more affluent counties, proving that Russell County's ultra-low housing costs enable manageable expenses even on modest earnings.

Maximum value for budget-first relocators

Russell County is unmatched for pure affordability: median rents and home values are the lowest statewide, making homeownership achievable on modest incomes. If you can accept rural isolation and limited urban amenities, this Appalachian county offers exceptional financial breathing room.

Cost of Living Advisory: Russell County

Affordability Verdict

Russell County is affordable for renters, with a median gross rent of $682/month representing approximately 16.7% of median household income. The rent burden (GRAPI) stands at 26.0%.

Rent vs. Own

The median rent in Russell County is $682/month, while owner costs run $467/month. Owning saves approximately $215/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $27,280/year. For owner costs at the 28% rule, the required income is roughly $20,014/year. With a median household income of $49,020, most households can comfortably afford rent here. Notably, 26.0% of renter households in Russell County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Dickenson County where rent averages $733/month, Russell County is approximately 7% less expensive.

Affordability Calculator

See how your income compares to housing costs in Russell County

$

Rent Burden

16.7%

of gross income

Max Housing (28% Rule)

$1,144

per month

Owner Cost Burden

11.4%

of gross income

You can likely afford the median home in Russell County

Median home value is $119,600. Estimated monthly cost: $955 vs. your max of $1,144.

Rent Affordability Guide

Your rent-to-income ratio16.7%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $49,020Needed: $27,280
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $49,020Needed: $20,014
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $49,020Needed: $27,834

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Russell County, Virginia?
Russell County, Virginia has a median monthly rent of $682/mo and a median home value of $119,600. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Russell County?
The median gross rent in Russell County is $682/mo. This is 40% below state average for Virginia.
Is Russell County affordable?
Russell County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Russell County's rent compare to the state average?
Russell County's median rent of $682/mo is 40% below state average of $1,140/mo for Virginia.
What is the median home value in Russell County?
The median home value in Russell County, Virginia is $119,600. This is 58% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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