Cost of Living in Ripley County, Missouri
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Ripley County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Ripley County ranks #369 of 3,142 counties for affordability (top 12%)
Sourced county brief
Ripley County Median GRAPI Exceeds State Unweighted Mean
In Ripley County, the official median gross rent as a percentage of household income (GRAPI) is 33.5%. This value is 7.6 percentage points higher than the state unweighted county mean of 25.9%. The median gross rent in the county is $654, which is below the state unweighted county mean of $783. Median renter-household income was estimated at $19,643. For homeowners, the median selected monthly owner costs are $667, a figure below the Missouri unweighted county mean of $803. The median home value in Ripley County is $119,600, which differs from the state unweighted county mean of $175,712. These figures are snapshots from the American Community Survey and provide a statistical view of housing costs relative to income during the 2020-2024 period. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Ripley County
Affordability Verdict
ACS B25071 estimates median gross rent at 33.5% of renter household income in Ripley County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $654 per month; median selected monthly owner costs are $667. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $26,160 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Missouri unweighted mean of county median rents is $783 per month. Ripley County's $654 median is 16.5% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Ripley County
Rent Burden
18.7%
of gross income
Max Housing (28% Rule)
$981
per month
Owner Cost Burden
19.0%
of gross income
You can likely afford the median home in Ripley County
Median home value is $119,600. Estimated monthly cost: $955 vs. your max of $981.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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