Cost of Living in Coleman County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Coleman County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Coleman County ranks #1,912 of 3,144 counties for affordability (bottom 39%)
Data Story
About Cost of Living in Coleman County, Texas
Coleman County beats national housing costs
Renters in Coleman County spend 16.4% of income on housing—well below the national average of roughly 30%—with a median rent of $714 per month. The typical household earns $52,364 annually, creating favorable conditions where housing remains truly affordable relative to earnings.
Top tier affordability across Texas
Coleman County's 16.4% rent-to-income ratio is among the lowest in Texas, sitting well below the state average of 18.1%. At $714 monthly, rent is 26% cheaper than the state median of $963, placing Coleman in the state's most affordable housing markets.
Slightly pricier than Coke, cheaper than rest
Coleman's $714 rent edges out nearby Coke County ($687) by just $27 monthly, but both offer dramatic savings compared to Concho County ($919) and especially Collin County ($1,792). Among rural Texas counties in this region, Coleman ranks among the most tenant-friendly options.
Low housing burden frees up household budget
The median Coleman County household earning $52,364 allocates $714 monthly for rent (16.4% of income) or $620 monthly to own a home valued at $91,200. Housing expenses consume roughly 32% of gross income when combined, one of the healthiest ratios in Texas.
Coleman rewards renters and first-time buyers
Relocating to Coleman County positions you in one of Texas's most affordable housing markets, with rents at $714 and median home values around $91,200. Compare these costs to state averages ($963 rent, higher home prices statewide) to understand Coleman's genuine affordability edge.
Cost of Living Advisory: Coleman County
Affordability Verdict
Housing in Coleman County is affordable. The median rent is $714/month against a median household income of $52,364, putting rent at 16.4% of income.
Rent vs. Own
Renters in Coleman County pay $714/month on average, compared to $620/month for homeowners. This market favors buyers by about 13%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $28,560/year. For owner costs at the 28% rule, the required income is roughly $26,571/year. With a median household income of $52,364, most households can comfortably afford rent here. Notably, 25.0% of renter households in Coleman County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Coleman County sits 7% less expensive than Archer County ($766/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Coleman County
Rent Burden
16.4%
of gross income
Max Housing (28% Rule)
$1,222
per month
Owner Cost Burden
14.2%
of gross income
You can likely afford the median home in Coleman County
Median home value is $91,200. Estimated monthly cost: $728 vs. your max of $1,222.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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