Cost of Living in Rappahannock County, Virginia

$1,384/mo
Median Monthly Rent
$490,200
Median Home Value
21% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,384/mo
21% above state average
Median Home Value
$490,200
74% above national
Rent-to-Income Ratio
22.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Rappahannock County Compares

Median monthly rent comparison

Rappahannock County$1,384/mo
Virginia Average$1,140/mo
National Median$1,163/mo

Detailed Housing Stats

$1,384/mo
Median Gross Rent
$490,200
Median Home Value
$1,544/mo
Monthly Owner Cost
22.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Rappahannock County, Virginia

Rappahannock balances wealth and value

Rappahannock County's rent-to-income ratio of 16.9% is excellent, supported by median household income of $98,125—more than $23,000 above the national median. Though median rent of $1,384 is among the highest profiled, high incomes here absorb the costs with ease.

Well above Virginia's affordability average

Rappahannock's rent-to-income ratio of 16.9% beats Virginia's state average of 18.6%, placing it among the state's most affordable counties by this measure. The combination of high household income and reasonable housing burden makes Rappahannock an outlier.

Similar to Powhatan; homes twice as valuable

Rappahannock and Powhatan share nearly identical rent-to-income ratios (16.9% vs 12.0%), but Rappahannock's median home value of $490,200 far exceeds Powhatan's $381,300. Both cater to affluent households, though Rappahannock attracts those seeking rural character over suburban convenience.

High incomes support premium properties

Renters in Rappahannock pay $1,384 monthly while homeowners face $1,544 in monthly costs on a median home value of $490,200. With median household income at $98,125 annually ($8,177 monthly), housing consumes just 17% of income, leaving ample resources for lifestyle.

Rappahannock: Rural luxury for affluent seekers

Relocating to Rappahannock County appeals to high-earning households ($98,000+) prioritizing rural character and scenic beauty over suburban connectivity. A 16.9% rent-to-income ratio and excellent affordability make this wine-country destination financially feasible for those with strong incomes.

Affordability Calculator

See how your income compares to housing costs in Rappahannock County

$

Rent Burden

16.9%

of gross income

Max Housing (28% Rule)

$2,290

per month

Owner Cost Burden

18.9%

of gross income

The median home in Rappahannock County may be a stretch

Median home value is $490,200. Estimated monthly cost: $3,913 vs. your max of $2,290.

Rent Affordability Guide

Your rent-to-income ratio16.9%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Rappahannock County, Virginia?
Rappahannock County, Virginia has a median monthly rent of $1,384/mo and a median home value of $490,200. The affordability rating is Unaffordable, with rent making up approximately 22.0% of median household income.
What is the median rent in Rappahannock County?
The median gross rent in Rappahannock County is $1,384/mo. This is 21% above state average for Virginia.
Is Rappahannock County affordable?
Rappahannock County is rated Unaffordable based on rent-to-income ratio of 22.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Rappahannock County's rent compare to the state average?
Rappahannock County's median rent of $1,384/mo is 21% above state average of $1,140/mo for Virginia.
What is the median home value in Rappahannock County?
The median home value in Rappahannock County, Virginia is $490,200. This is 74% above the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.