Cost of Living in Radford city, Virginia

$966/mo
Median Monthly Rent
$211,700
Median Home Value
15% below state averageUnaffordable

At a Glance

Median Monthly Rent
$966/mo
15% below state average
Median Home Value
$211,700
25% below national
Rent-to-Income Ratio
35.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Radford city Compares

Median monthly rent comparison

Radford city$966/mo
Virginia Average$1,140/mo
National Median$1,163/mo

Detailed Housing Stats

$966/mo
Median Gross Rent
$211,700
Median Home Value
$867/mo
Monthly Owner Cost
35.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Radford city, Virginia

Radford's rents burden lower-income households

Radford City's rent-to-income ratio of 22.0% sits at the high end of acceptable, driven by median household income of just $52,791—nearly $22,000 below the national median. At $966 monthly, Radford's median rent is moderate, but stretched thin across modest incomes.

Above Virginia's affordability comfort zone

Radford's rent-to-income ratio of 22.0% exceeds Virginia's state average of 18.6%, placing it among the state's less-affordable communities. The city's median rent of $966 runs 15% above the state average, compounding affordability challenges for lower-income residents.

Pricier than Pulaski, cheaper than Portsmouth

Radford's median rent of $966 sits between Pulaski's $815 and Portsmouth's $1,266, reflecting its mid-size city status. Despite moderate rents, Radford's lower-income base (median $52,791) creates higher rent-to-income pressure than Pulaski (16.1%) or Prince Edward (19.6%).

Homeownership slightly more affordable

Renters in Radford pay $966 monthly while homeowners face $867 in monthly costs on a median home value of $211,700. With median household income at $52,791 annually ($4,399 monthly), renters consume 22% of income on housing while homeowners spend just under 20%.

Radford suits budget-conscious homebuyers

Radford City works well for first-time homebuyers with household incomes around $55,000+, where monthly ownership costs ($867) become more affordable than renting. Renters here face tighter budgets, making this city a better choice for those planning to purchase.

Affordability Calculator

See how your income compares to housing costs in Radford city

$

Rent Burden

22.0%

of gross income

Max Housing (28% Rule)

$1,232

per month

Owner Cost Burden

19.7%

of gross income

The median home in Radford city may be a stretch

Median home value is $211,700. Estimated monthly cost: $1,690 vs. your max of $1,232.

Rent Affordability Guide

Your rent-to-income ratio22.0%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Radford city, Virginia?
Radford city, Virginia has a median monthly rent of $966/mo and a median home value of $211,700. The affordability rating is Unaffordable, with rent making up approximately 35.0% of median household income.
What is the median rent in Radford city?
The median gross rent in Radford city is $966/mo. This is 15% below state average for Virginia.
Is Radford city affordable?
Radford city is rated Unaffordable based on rent-to-income ratio of 35.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Radford city's rent compare to the state average?
Radford city's median rent of $966/mo is 15% below state average of $1,140/mo for Virginia.
What is the median home value in Radford city?
The median home value in Radford city, Virginia is $211,700. This is 25% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.