Cost of Living in Loudoun County, Virginia
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Loudoun County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Loudoun County ranks #871 of 3,144 counties for affordability (top 28%)
Data Story
About Cost of Living in Loudoun County, Virginia
Loudoun's wealth enables luxury housing costs
Loudoun County's 15.6% rent-to-income ratio looks reasonable until you see the context: household income of $178,707 is more than double the national median, and homes average $701,000. This is America's priciest housing market in this comparison—but residents earn accordingly.
Virginia's wealthiest, most expensive county
Loudoun's median rent of $2,317 and median home value of $701,000 far exceed any other Virginia county shown here, reflecting its status as a D.C. exurb tech hub. Yet its 15.6% rent-to-income ratio stays below state average, thanks to exceptional household incomes of $178,707.
Price tier entirely above all peers
Loudoun's $2,317 rent nearly doubles King George's $1,426, and its $701,000 median home value is 77% higher than any other county in this comparison. Loudoun occupies a completely different market segment, serving high-income tech and government workers.
Luxury housing on six-figure incomes
Renters pay $2,317 monthly and homeowners pay $2,897 on homes valued at $701,000, yet these costs consume just 15.6% of the average household income of $178,707. Loudoun is affordable only for the affluent, with steep absolute costs but manageable percentages.
Loudoun for six-figure D.C. workers
If your household earns $170,000+, work in tech or government, and prioritize proximity to Northern Virginia job centers, Loudoun offers the region's best schools and job density at $2,317 rent and $701,000 median home values. Compare to King George for lower costs with longer commutes.
Cost of Living Advisory: Loudoun County
Affordability Verdict
Housing in Loudoun County is affordable. The median rent is $2,317/month against a median household income of $178,707, putting rent at 15.6% of income.
Rent vs. Own
At $2,317/month rent versus $2,897/month in owner costs, renting is roughly $580/month cheaper — a 20% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $92,680/year. For owner costs at the 28% rule, the required income is roughly $124,157/year. With a median household income of $178,707, most households can comfortably afford rent here. Notably, 27.0% of renter households in Loudoun County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Loudoun County sits 4% more expensive than Fairfax County ($2,230/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Loudoun County
Rent Burden
15.6%
of gross income
Max Housing (28% Rule)
$4,170
per month
Owner Cost Burden
19.5%
of gross income
The median home in Loudoun County may be a stretch
Median home value is $701,000. Estimated monthly cost: $5,596 vs. your max of $4,170.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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