Cost of Living in Loudoun County, Virginia

$2,317/mo
Median Monthly Rent
$701,000
Median Home Value
103% above state averageUnaffordable

At a Glance

Median Monthly Rent
$2,317/mo
103% above state average
Median Home Value
$701,000
149% above national
Rent-to-Income Ratio
27.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Loudoun County Compares

Median monthly rent comparison

Loudoun County$2,317/mo
Virginia Average$1,140/mo
National Median$1,163/mo

Detailed Housing Stats

$2,317/mo
Median Gross Rent
$701,000
Median Home Value
$2,897/mo
Monthly Owner Cost
27.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Loudoun County, Virginia

Loudoun's wealth enables luxury housing costs

Loudoun County's 15.6% rent-to-income ratio looks reasonable until you see the context: household income of $178,707 is more than double the national median, and homes average $701,000. This is America's priciest housing market in this comparison—but residents earn accordingly.

Virginia's wealthiest, most expensive county

Loudoun's median rent of $2,317 and median home value of $701,000 far exceed any other Virginia county shown here, reflecting its status as a D.C. exurb tech hub. Yet its 15.6% rent-to-income ratio stays below state average, thanks to exceptional household incomes of $178,707.

Price tier entirely above all peers

Loudoun's $2,317 rent nearly doubles King George's $1,426, and its $701,000 median home value is 77% higher than any other county in this comparison. Loudoun occupies a completely different market segment, serving high-income tech and government workers.

Luxury housing on six-figure incomes

Renters pay $2,317 monthly and homeowners pay $2,897 on homes valued at $701,000, yet these costs consume just 15.6% of the average household income of $178,707. Loudoun is affordable only for the affluent, with steep absolute costs but manageable percentages.

Loudoun for six-figure D.C. workers

If your household earns $170,000+, work in tech or government, and prioritize proximity to Northern Virginia job centers, Loudoun offers the region's best schools and job density at $2,317 rent and $701,000 median home values. Compare to King George for lower costs with longer commutes.

Affordability Calculator

See how your income compares to housing costs in Loudoun County

$

Rent Burden

15.6%

of gross income

Max Housing (28% Rule)

$4,170

per month

Owner Cost Burden

19.5%

of gross income

The median home in Loudoun County may be a stretch

Median home value is $701,000. Estimated monthly cost: $5,596 vs. your max of $4,170.

Rent Affordability Guide

Your rent-to-income ratio15.6%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Loudoun County, Virginia?
Loudoun County, Virginia has a median monthly rent of $2,317/mo and a median home value of $701,000. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.
What is the median rent in Loudoun County?
The median gross rent in Loudoun County is $2,317/mo. This is 103% above state average for Virginia.
Is Loudoun County affordable?
Loudoun County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Loudoun County's rent compare to the state average?
Loudoun County's median rent of $2,317/mo is 103% above state average of $1,140/mo for Virginia.
What is the median home value in Loudoun County?
The median home value in Loudoun County, Virginia is $701,000. This is 149% above the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.