CostBy County

Cost of Living in Contra Costa County, California

$2,375/mo
Median Monthly Rent
$866,800
Median Home Value

At a Glance

Median Monthly Rent
$2,375/mo
40% above state average
Median Home Value
$866,800
161% above national
Census GRAPI
33.5%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Stretched
Median gross rent is 30–50% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Contra Costa County Compares

Median monthly rent comparison

Contra Costa County$2,375/mo
California Average$1,691/mo
National Median$1,413/mo

Detailed Housing Stats

$2,375/mo
Median Gross Rent
$866,800
Median Home Value
$2,745/mo
Monthly Owner Cost
33.5%
Census GRAPI

National Ranking

Affordability Rank

Contra Costa County ranks #3,133 of 3,142 counties for affordability (bottom 1%)

Most AffordableLeast Affordable

Sourced county brief

Contra Costa County Median Gross Rent Set at $2,375

Median gross rent in Contra Costa County was $2,375 per month, which is $684 above the California unweighted county mean of $1,691. The official Gross Rent as a Percentage of Household Income (GRAPI) was 33.5%, exceeding the state unweighted county mean of 31.7% by 1.8 percentage points. This official GRAPI is based on ACS table B25071. For renter households, the median income was $81,336. The median home value in the county was estimated at $866,800, which is $262,688 higher than the state unweighted county mean of $604,112. Median selected monthly owner costs for all owner-occupied units were $2,745, which is $864 above the state unweighted county mean of $1,881. Overall median household income was $127,229. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Contra Costa County

Affordability Verdict

ACS B25071 estimates median gross rent at 33.5% of renter household income in Contra Costa County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $2,375 per month; median selected monthly owner costs are $2,745. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $95,000 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The California unweighted mean of county median rents is $1,691 per month. Contra Costa County's $2,375 median is 40.5% above that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Contra Costa County

$

Rent Burden

22.4%

of gross income

Max Housing (28% Rule)

$2,969

per month

Owner Cost Burden

25.9%

of gross income

The median home in Contra Costa County may be a stretch

Median home value is $866,800. Estimated monthly cost: $6,920 vs. your max of $2,969.

Rent Affordability Guide

Your entered rent as a share of entered income22.4%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $127,229Needed: $95,000
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $127,229Needed: $117,643
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? No
Your income: $127,229Needed: $201,728

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Contra Costa County, California?
Contra Costa County, California has a median monthly rent of $2,375/mo and a median home value of $866,800. The affordability rating is Stretched, with median gross rent equal to approximately 33.5% of renter household income.
What is the median rent in Contra Costa County?
The median gross rent in Contra Costa County is $2,375/mo. This is 40% above state average for California.
Is Contra Costa County affordable?
Contra Costa County is rated Stretched using the Census median gross-rent-as-a-percentage-of-income measure of 33.5%. Median gross rent is 30–50% of renter household income.
How does Contra Costa County's rent compare to the state average?
Contra Costa County's median rent of $2,375/mo is 40% above state average of $1,691/mo for California.
What is the median home value in Contra Costa County?
The median home value in Contra Costa County, California is $866,800. This is 161% above the national median home value of $332,700.

Counties with Similar Housing Costs

Sponsored

Planning a Move?

Researching the cost of living in Contra Costa County, California? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes
Sponsored

Compare Mortgage Rates in Contra Costa County

Whether you're buying in Contra Costa County, California, or refinancing, compare rates from top lenders using the terms each lender provides.

See Today's Rates
Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.