Cost of Living in Franklin city, Virginia

$995/mo
Median Monthly Rent
$227,200
Median Home Value
13% below state averageUnaffordable

At a Glance

Median Monthly Rent
$995/mo
13% below state average
Median Home Value
$227,200
19% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Franklin city Compares

Median monthly rent comparison

Franklin city$995/mo
Virginia Average$1,140/mo
National Median$1,163/mo

Detailed Housing Stats

$995/mo
Median Gross Rent
$227,200
Median Home Value
$1,180/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Franklin city, Virginia

Franklin City Nears National Norm

Franklin city renters spend 18.3% of income on housing, nearly matching the Virginia average of 18.6% and just above comfortable affordability. The median household income of $65,125 falls below the national median ($74,755), making housing more challenging on lower regional wages.

Moderate Affordability Challenge

Franklin city's rent-to-income ratio of 18.3% ranks slightly better than Virginia's state average of 18.6%, though affordability pressures remain visible. The city's income levels lag state norms, intensifying the impact of housing costs on household budgets.

Similar to Regional Average

Franklin city's $995 median rent positions it between rural counties like Floyd ($826) and more expensive Northern Virginia markets. At $65,125, the median income here edges below Franklin County ($68,348) but exceeds the most rural areas.

Housing Takes Significant Share

Franklin city renters spend $995 monthly while homeowners pay $1,180, claiming 18.3% of median household income for rent. This approach of housing costs leaves less income cushion for other expenses compared to more affordable Virginia regions.

Franklin Suits Income-Stable Relocators

Consider Franklin city if you're relocating with stable income that exceeds the local $65,125 median—your housing burden would drop significantly. Compare the 18.3% rent-to-income ratio here against your current market to evaluate potential savings.

Affordability Calculator

See how your income compares to housing costs in Franklin city

$

Rent Burden

18.3%

of gross income

Max Housing (28% Rule)

$1,520

per month

Owner Cost Burden

21.7%

of gross income

The median home in Franklin city may be a stretch

Median home value is $227,200. Estimated monthly cost: $1,814 vs. your max of $1,520.

Rent Affordability Guide

Your rent-to-income ratio18.3%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Franklin city, Virginia?
Franklin city, Virginia has a median monthly rent of $995/mo and a median home value of $227,200. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Franklin city?
The median gross rent in Franklin city is $995/mo. This is 13% below state average for Virginia.
Is Franklin city affordable?
Franklin city is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Franklin city's rent compare to the state average?
Franklin city's median rent of $995/mo is 13% below state average of $1,140/mo for Virginia.
What is the median home value in Franklin city?
The median home value in Franklin city, Virginia is $227,200. This is 19% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.