Cost of Living in Bowie County, Texas

$966/mo
Median Monthly Rent
$161,300
Median Home Value

At a Glance

Median Monthly Rent
$966/mo
0% above state average
Median Home Value
$161,300
43% below national
Rent-to-Income Ratio
30.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Bowie County Compares

Median monthly rent comparison

Bowie County$966/mo
Texas Average$963/mo
National Median$1,163/mo

Detailed Housing Stats

$966/mo
Median Gross Rent
$161,300
Median Home Value
$827/mo
Monthly Owner Cost
30.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Bowie County ranks #2,898 of 3,144 counties for affordability (bottom 8%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Bowie County, Texas

Bowie's rent burden edges into concern

Bowie County residents earning a median of $59,295—20% below the U.S. average—spend 19.6% of income on rent, exceeding Texas's 18.1% state average. This rent-heavy burden suggests tight budgets for working families in Northeast Texas.

Bowie ranks among Texas's least affordable

With a 19.6% rent-to-income ratio, Bowie County sits above the Texas average, placing it in the less-affordable half of the state's 254 counties. Low incomes combined with middling rents create a squeeze for renters here.

Bowie's costs outpace similar region counties

Bowie's $966 monthly rent exceeds nearby Morris and Cass counties, and its 19.6% rent-to-income ratio is higher than most East Texas peers. Combined with below-state-average incomes, Bowie residents face stiffer housing costs than regional neighbors.

Rent takes a bigger bite here

Bowie renters spend 19.6% of median income on rent, while homeowners spend roughly 16.8% on owner costs—an unusual reversal favoring ownership. Median home values of $161,300 suggest buying might offer relief from monthly rent burdens.

Renters, compare Bowie to rural alternatives

If you're considering Bowie County, its 19.6% rent-to-income ratio suggests exploring nearby counties or moving further east for better renter affordability. However, homebuyers may find value in the $161,300 median home price as an alternative to rising rents.

Cost of Living Advisory: Bowie County

Affordability Verdict

For renters in Bowie County, the market is affordable. Expect to pay around $966/month in gross rent, with 30.0% of renter households considered cost-burdened.

Rent vs. Own

At $966/month rent versus $827/month in owner costs, owning is roughly $139/month cheaper — a 14% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $38,640/year. For owner costs at the 28% rule, the required income is roughly $35,443/year. With a median household income of $59,295, most households can comfortably afford rent here. Notably, 30.0% of renter households in Bowie County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Bowie County sits 5% less expensive than Orange County ($1,018/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Bowie County

$

Rent Burden

19.5%

of gross income

Max Housing (28% Rule)

$1,384

per month

Owner Cost Burden

16.7%

of gross income

You can likely afford the median home in Bowie County

Median home value is $161,300. Estimated monthly cost: $1,288 vs. your max of $1,384.

Rent Affordability Guide

Your rent-to-income ratio19.5%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $59,295Needed: $38,640
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $59,295Needed: $35,443
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $59,295Needed: $37,539

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Bowie County, Texas?
Bowie County, Texas has a median monthly rent of $966/mo and a median home value of $161,300. The affordability rating is Unaffordable, with rent making up approximately 30.0% of median household income.
What is the median rent in Bowie County?
The median gross rent in Bowie County is $966/mo. This is 0% above state average for Texas.
Is Bowie County affordable?
Bowie County is rated Unaffordable based on rent-to-income ratio of 30.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Bowie County's rent compare to the state average?
Bowie County's median rent of $966/mo is 0% above state average of $963/mo for Texas.
What is the median home value in Bowie County?
The median home value in Bowie County, Texas is $161,300. This is 43% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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